Daily consumption includes female products, skin care products, children's toys, adult military model toys and personalized demand products; The second category is household consumer goods, detergent, washing powder and so on. The third is food and beverage, fruits, vegetables, meat and eggs, oil, salt and so on. The fourth is tobacco, alcohol and over-the-counter drugs. Compared with fast-moving consumer goods, consumer goods need a long practical cycle, which generally refers to what we call big objects, such as cars, houses, televisions, refrigerators and other products.

Bank of China E-Loan uses the Internet and big data technology to provide full-process online credit consumption loan service for high-quality wage earners, wealth private bank customers, mortgage customers and customers who have paid provident fund/social security/individual tax in some areas, so as to realize online application, second-speed approval, real-time withdrawal and flexible repayment without leaving home.