According to the meaning of the topic, it is assumed that all loans are Class A, and the annual interest payment is 60×8%=4.8 (ten thousand yuan), which is less than the actual payment: 5-4.8=0.2 (ten thousand yuan). What is less repaid is that the interest of Class A loans is less than that of Class B loans, that is, 1× (9%-8%) = 0.000.