The poverty proof of the student loan is my explanation of the family's financial difficulties. National student loan is the main channel in China's financial aid policy system. Mainly through the financial system to provide loans to students. The state provides interest subsidies and risk compensation to students during their school days. Each student can borrow up to 6,000 yuan a year to help them pay for their tuition and accommodation at school.
Legal basis:
Notice of the People's Bank of China and the Banking Regulatory Commission of China on Conscientiously Implementing the New Policy of National Student Loan to Ensure the Successful Admission of Poor Freshmen in Colleges and Universities
Branches of the People's Bank of China, business management departments, central branches of provincial capitals and banking regulatory bureaus shall perform their duties according to law, actively coordinate and urge relevant commercial banks to improve the efficiency of loan review in accordance with policies and regulations, and timely issue national student loans. The successful commercial bank should formulate a careful work plan and management measures, strictly follow the loan demand amount agreed in the bid-winning agreement, and ensure the timely issuance of the national student loans applied by poor freshmen in colleges and universities. Banks that fail to win the bid shall perform their duties to ensure that the promised national student loans continue to be issued in a timely manner according to the loan contract. Commercial banks are not allowed to set any scale and capital restrictions on the issuance of national student loans. All banking regulatory bureaus shall, jointly with the local branches of the People's Bank of China, strengthen the supervision and inspection of the national student loan business within their jurisdiction, and strictly investigate and deal with commercial banks that fail to timely issue national student loans according to national policies and regulations.
Student loan certificate
In study, work or life, everyone will inevitably contact or use the certificate. Proof is a kind of certificate used to prove someone's identity, experience or the true situation of something. There are many precautions in writing certificates. Are you sure you can write it? The following is the certificate of student loan I compiled for you, hoping to help you.
Student loan certificate 1
Xxx, unable to support him to complete his studies, intends to apply for a student loan.
This is to certify that.
Handler:
Villagers (or residents) committee (official seal)
Date, year and month
The above situation is true.
Handler:
Street offices, people's governments above the town (civil affairs departments)
(official seal)
Date, year and month
Student loan certificate II
This is to certify that xxx (parent's name)' s son (female) xxx (student's name) is in my township (town) (neighborhood committee, etc. ) was admitted to your school in xx. Due to xxx reasons (specific reasons of each family), the family is in financial difficulties. I hope that schools and banks can provide them with national student loans to help them complete their studies smoothly.
Xxx township (town) people's government (official seal) or xxx neighborhood Committee (official seal)
Date, year and month
Student loan certificate 3
_ _ _ _ _ _ _ _ _ _ School:
The parents of _ _ _ _ _ _ _ _ _ _ students in your school are local residents, and their families are as follows:
First, the family population is _ _ _ _ _ _ _ _; The annual household income is about _ _ _ _ _ _ _ yuan;
Two. Main income source: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ (fill in)
Three. Current family difficulties: □ Single source of income □ Less labor force □ Higher medical expenses □ Other _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ (fill in)
It is indeed a poor family, and the letter of commitment is a letter of commitment for parents of student loans. This is to certify that.
Villagers' committees (neighborhood committees) townships and towns (inclusive) or
Or the civil affairs department of the street where the family contact is located.
Unit seal
Year after year, month after month, year after year.
Contact number of the seal company: _ _ _ _ _ _ _ Contact number of the seal company: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Student loan certificate 4
We have _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Please ask the relevant banks and schools to give the student financial assistance to help him complete his studies.
Hereby certify! _ _ _ _ _ _ _ Township (town) People's Government (or County Civil Affairs Bureau)
Official seal of the company: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Student loan certificate
_ _ _ _ _ _ _ _ _ County (city, district) Education Bureau Student Financial Assistance Center:
Classmate (ID number xxxx) is a professional student in xxxx College (xxx Department) of our school, with a schooling of xx years. During the study in school, the student has positive thoughts and abides by the school rules and regulations, and his academic performance is (qualified/good/excellent).
The tuition and accommodation fees payable by this student in the _ _ _ _ _ _ _ _ _ academic year are RMB xxx (in words: xxx only). After examination by the school, the student did not apply for a college student loan at school, and now he is here to apply for a student credit loan from China Development Bank for one academic year. Please go through the examination and approval procedures for student-origin credit student loans in accordance with relevant policies and regulations.
This is to certify that.
Department attended by students (seal)
University Student Office or Student Office (seal).
Xxxx，xxxx，xx，xx
Student commitment
1. My family is really in financial difficulties and can't afford the tuition for this school year. If I find that the situation is not true, I am willing to bear the corresponding responsibility.
2. I have understood the responsibilities and obligations of the student-origin credit student loan. If the loan is approved, I will repay it on time according to the loan contract.
Student signature: xxx
Student loan certificate 6
Dear bank and school leaders:
My name is Fu Yong, and I am a 20xx freshman majoring in marketing in the management department of Hubei University of Traditional Chinese Medicine. My ID number is xxxxxxxxxx. Who lives in Nanhe Town, yingshan county City, Hubei Province, is located in a remote rural area, surrounded by mountains, and the economy is extremely underdeveloped.
I was born in a poor village. I am a boy who likes reading, loves groups and has a gentle personality. There are four people in the family, whose parents have a shallow education and work at home. Their parents are in poor health because of years of fatigue. There are few fields and low agricultural income. Because my father fell from a height in the first half of this year and fractured his right metacarpal, he was unable to do heavy work from now on, and his family's main source of income was interrupted, and he had to bear huge medical expenses. The burden of family suddenly fell on his weak mother. I also have a brother who is a junior in civil aviation university of china, and continues to complete his studies with state loans and work-study programs.
In August of 20xx 1 year, when I received the university admission notice, it was really mixed feelings: I was glad that I could finally enter my dream university; What is worrying is, where does the annual tuition of more than 7,000 come from? For an ordinary rural family, it is really difficult to provide tuition and living expenses for two college students. So there is a lot of pressure at home, and I really can't afford to go to college. However, because of poverty, I lost the opportunity to go to college. I know that this society is inseparable from knowledge and culture. This deep-rooted concept urges me to strive to be an all-round development student. My parents' fine style of hard work, kindness, honesty and simplicity deeply influenced me. I believe that success can only be achieved through hard work. I know that the purpose of learning is to contribute to the country and society in the future, so I need not only knowledge, but also a good sense of social responsibility and personal moral cultivation.
In view of the financial difficulties at home, I can't afford to pay many tuition fees. In order to complete their studies, they applied for national student loans from banks and schools.
Student loan certificate 7
The student loan proves that the student (student number) is an ordinary full-time student in our college (department) class (admitted through the ordinary college entrance examination) and has been identified as being included in the management of family financial difficulties. The school tuition and accommodation fee for this school year is RMB yuan, but he has not been funded by the national student loan at school. Please assist students to apply for student-origin credit loan.
Department (official seal) Student Financial Assistance Management Department (official seal)
Date, year and month
Contact person of the School Student Financial Assistance Management Department:
School Student Financial Assistance Management Department Tel:
Student commitment
1. My family is really in financial difficulties and I can't afford to pay the tuition this year. If I find that the situation is not true, I am willing to bear the corresponding responsibility.
2. I have understood the responsibility and obligation of student-origin credit loan. If the loan is approved, I will repay it on time according to the loan contract.
3. I have understood the content of "Questions and Answers on Key Knowledge of Student-origin Credit Loan in Hubei Province".
Student signature:
(This certificate is only used by college students in Hubei Province when they apply for loans at the county-level student financial assistance management center in Hubei Province, and is submitted to the county-level student financial assistance management center for the record. )
Student loan certificate 8
This is to certify that xxx, the son (female) of my township (town) xxx (parents' name), was admitted to your school in xx. Because of xxx, the family is in financial difficulties. I hope that schools and banks can provide them with national student loans to help them complete their studies smoothly.
xxx
Xx year xx month xx day
Student loan certificate 9
Xxx, female/male, majoring in xxxx in xx College, xx Province, was born in xx County, XX City, XX Province, with ID number xxxxXXXXXXXXXXX and student number xxxxxxXXXxXXX. This student is regarded as a poor student in our school. Upon verification, I did not apply for an on-campus student loan during my school days. The tuition fee for this major in our school is: xxxxxx only (in words); Accommodation fee: xxxx Yuan only (in words).
Hereby certify that
East China Jiaotong University xx College Student Affairs Office
Xxxx，xxxx，xx，xx
Student loan certificate 10
Fuzhou Cangshan Sub-branch of Agricultural Bank of China:
I'm Lu, a 20xx student majoring in rural regional development at the School of Mechanical and Electrical Engineering, Fujian Agriculture and Forestry University.
I come from a poor mountain village and there are five people in my family. My parents are simple farmers. They are very old and sick, so they can't do too much manual work. The only source of income for the family is a few acres of rice fields. In addition to an elderly grandmother, there is also a brother in high school, which has a heavy economic burden. This summer, the typhoon hit and flooded the rice fields at home. The crops failed and the losses were very heavy, which was even worse for the families who were already in trouble.
After careful consideration and consent of my parents, I hereby apply to your bank for a national student loan.
I solemnly promise that if I get a loan, I will use the loan reasonably in accordance with the relevant provisions of the national student loan and repay the principal and interest on time within the time limit stipulated in the contract. If the loan is not approved, I will abide by discipline, study hard and live up to everyone's expectations.
Student loan certificate 1 1
Proof of family financial difficulties
This is to certify that XX, the son (female) of XX in XX village (XX street office) in XX town, is studying in Hubei University of Technology. Her family lives on XX, and her annual income is about XX yuan. In addition, XXXXXXXXX (her family profile) is a poor economic household. I hope the relevant departments can give her a student loan to help her finish her studies.
XX Town People's Government
XX year x month x day
(Seal)
Student loan certificate 12
_ _ _ _ _ _ (school):
The parents of _ _ _ _ _ _ _ students in your school are local residents, and the basic family situation is as follows:
1. The family population is _ _ _ _ people, and the annual family income is about _ _ _ _ _ yuan;
Two. Main income source: _ _ _ _ _ _ _ (fill in)
Three. At present, the main family difficulties: □ single source of income □ less labor force □ higher medical expenses □ others (fill in) are indeed poor families. This is to certify that.
Villagers' committees (neighborhood committees) townships and towns (inclusive) or
Or the civil affairs department above the street where the family contact is located.
Unit seal: unit seal:
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Contact number of seal unit: Contact number of seal unit:
Student loan certificate 13
This is to certify that XX, the son (female) of XX in XX village (XX street office) in XX town, is studying in Hubei University of Technology. She lives in XX, with an annual income of about XX yuan, and XXXXXXXXX (family profile) is a poor household. I hope the relevant departments can give her a student loan to help her finish her studies.
XX Town People's Government
XX year x month x day
(Seal)
Student loan certificate 14
_ _ _ _ _ College:
He is from a province (county) town (villagers' committee or residents' committee). He was admitted to XXXX University in 2xxx. His family life is difficult (please fill in the reasons for the applicant's family financial difficulties). My parents farm at home and earn about 300 yuan every month. His brother works in a computer school in Guangzhou, and his monthly income is around 600 yuan. In the autumn of 20xx, he and his younger brother were admitted to the university at the same time, and his family's economic income was low, so he planned to apply for a student loan.
This is to certify that.
Handler:
Villagers (or residents) committee (official seal)
The above situation is true.
Handler:
People's governments above offices and towns (civil affairs departments)
(official seal)
Xxxx，xxxx，xx，xx
Student loan certificate 15
_ _ _ _ _ _ _ (school):
Your student xxx's parents are local residents, and the basic family situation is as follows:
1. The family population is xx, and the annual family income is about xxx yuan;
Two. Main income source: xxx (fill in)
Three. At present, the main family difficulties: □ single source of income □ less labor force □ higher medical expenses □ others (fill in) are indeed poor families.
This is to certify that.
Village Committee (street neighborhood Committee) xx township, town (inclusive) or family contact point is located in the civil affairs department above the street.
Unit seal: unit seal:
Xxxx，xxxx，xx，xx
To affix/print/seal (to ...)
Unit contact telephone number: xxxxxx
To affix/print/seal (to ...)
Unit contact telephone number: xxxxx
What should I prepare for a student loan?
Student loans need to bring the following things:
1. ID cards of students and borrowers (original and 2 copies).
2. Household registration book (only see the original).
3. An application form signed and sealed by the admission notice or student ID card (original and two copies) in duplicate.
The national student source credit student loan refers to the student loan issued by the National Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school.
Student loans are credit loans, and students and their parents (or other legal guardians) are the same borrower, and both parties are responsible for repayment.
Financial institutions of student-origin credit student loans are mainly undertaken by China Development Bank, and other banking financial institutions are encouraged to carry out this business. The specific undertaking bank shall be determined by the local finance, education and banking supervision departments in consultation with the China Development Bank and other financial institutions.
How to handle the settlement certificate of China Bank's national student loan?
China Bank's settlement certificate of national student loan:
After you have settled the national student loan, you can apply for the Settlement Certificate of the National Student Loan of China Bank in either of the following two ways.
1. With my ID card, I can print the national student loan settlement voucher at any branch of China Bank through the smart counter.
2. I hold an ID card and apply for the settlement certificate in the agency to which the national student loan belongs. After the national student loan of China Bank is settled, the settlement certificate can be opened at the intelligent counter of China Bank at that time, and there is no time limit.
The above contents are for your reference. Please refer to the actual business regulations.
What materials are needed to prove the student loan?
1, national student loan application;
2. A copy of my student ID card and resident ID card (the minor provides the valid identity certificate of the legal guardian and the written opinion of agreeing to apply for a loan);
3. My explanation of the family's financial difficulties;
4. Proof of family financial difficulties issued by the relevant department where the student's family is located.
Application conditions:
Full-time college students (including vocational college students), second bachelor's degree students and graduate students in ordinary colleges and universities may apply for national student loans if they meet the following conditions:
1, family financial difficulties;
2. Those who have China nationality and have reached the age of 16 must hold Chinese identity cards;
3. Have full capacity for civil conduct (minors applying for national student loans must obtain the written consent of their legal guardians);
4, honest and trustworthy, law-abiding, no illegal behavior;
5. Study hard and finish your studies normally.
How to open the poverty certificate of student loan
Legal analysis: poverty proof application funding method: 1. According to the actual requirements, fill in a questionnaire on family economic situation in the notice; 2. Fill out this form and bring it to the relevant departments (some places are civil affairs bureaus, some places are education bureaus, or township governments) for stamping. 3. If you want to apply for a poverty certificate, if it is an urban hukou, you need to take the materials to prove family poverty and stamp them in the community neighborhood Committee, street office and district civil affairs bureau respectively. If it is a rural hukou, it needs to be stamped in the village Committee, township government and county (or district) civil affairs bureau respectively, with one * * and three missing. 4. When you arrive at the school, the school will ask you to fill out an application form for national grants for ordinary undergraduate colleges and higher vocational colleges, and then hand over the stamped family economic situation questionnaire to the counselor. 5. Static school audit evaluation.
Legal basis: Education Law of the People's Republic of China
Article 54 The state shall establish a system with financial allocation as the main part, supplemented by raising education funds through various other channels, gradually increase investment in education, and ensure that schools run by the state have a stable source of education funds.
Schools and other educational institutions established by enterprises, institutions, social organizations and other social organizations and individuals according to law shall be funded by the sponsors, and the people's governments at all levels may give appropriate support.
Article 55 With the development of national economy and the growth of fiscal revenue, the proportion of national fiscal education expenditure to gross national product should be gradually increased. The specific proportion and implementation steps shall be stipulated by the State Council.
The proportion of education funds in the total national financial expenditure at all levels should be gradually increased with the development of the national economy.
Fifty-sixth people's governments at all levels of education expenditure, in accordance with the principle of unity of administrative power and financial power, in the financial budget of a separate item.
The growth of financial allocation for education by people's governments at all levels should be higher than the growth of recurrent fiscal revenue, and the average educational funds according to the number of students in school should be gradually increased to ensure the gradual increase of teachers' salaries and public funds per student.
Fifty-seventh the State Council and the local people's governments at or above the county level shall set up special funds for education, focusing on supporting the implementation of compulsory education in remote and poor areas and ethnic minority areas.