There is no difference in essence, they are all collection methods to urge debtors to repay.

2. What is the dunning notice in loans overdue? How did you receive this?

The loan collection notice is issued to those who fail to pay back the loan within the time limit.

1 limited to two years. If a reminder is made within two years and a overdue reminder is issued, the limitation of action will be interrupted and two years will be recalculated from the date of signature confirmation.

2. If the limitation of action has expired, for example, the payment period is two years, the notice will be signed and confirmed two years later, and the limitation of action will also be two years from the date of signing and confirming the debt relationship.

Third, is the overdue loan reminder useful?

As the account manager of the bank, you must issue a loan collection notice to the borrower! Otherwise, if the loan is not repaid at maturity, you will be punished for failing to destroy it.

Loan repayment:

The borrower shall repay the loan principal and interest in full and on time in accordance with the provisions of the loan contract. The lender shall issue a notice of repayment of principal and interest to the borrower before the short-term loan expires 1 week and the medium-and long-term loan expires 1 month; The borrower shall prepare funds in time and repay the principal and interest on schedule. The lender shall promptly issue a notice of overdue loan collection, and do a good job of overdue loan principal and interest collection. Lenders charge interest on loans that cannot be repaid within the time limit stipulated in the loan contract; If the principal and interest cannot be repaid or cannot be executed, it should be urged to repay or repay according to law. The borrower shall negotiate with the lender when repaying the loan in advance. Fourth, the loan collection notice

Legal analysis: the name and telephone number of the borrower

Identification address

Borrower:

You borrowed RMB (in words) from our bank on, and the maturity date is, and you still haven't returned it as of the date of issuing the notice. Please confirm the loan and bear all legal sanctions.

Guarantor or guarantor:

Borrowed RMB from credit cooperatives (in words), but failed to return the loan RMB on the confirmation date of the loan notice. As you have mortgaged the loan, please confirm the above loan and bear relevant legal responsibilities.

Borrower's opinion: The above loan maturity reminder notice has been received, which is true and accurate. I will actively take measures to repay the previous loan principal and interest. I will accept all credit sanctions if I fail to perform the formalities within the time limit. Signature of the Borrower: (handprint) MM DD YY.

Guarantor or Guarantor's opinion: I guarantee that the above loan is true and fulfill the guarantee obligation in time as agreed in the contract. After verification, the situation is correct. If I fail to fulfill the reimbursement procedures within the time limit, I will accept all credit sanctions.

Signature of guarantor or guarantor: (handprint) MM DD YY.

Issuing Authority: xxxxx Rural Credit Cooperative Union

Credit personnel of xxxxxx Credit Union:

Legal basis: Article 67 1 of the Civil Code of People's Republic of China (PRC). If the lender fails to provide the loan according to the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses. If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.