How long is the validity period of the no-house certificate? In this regard, the general validity period of the no-house certificate is 30 days. In order to help everyone better understand the relevant legal knowledge, I have compiled the relevant content. The following is provided by me. We will answer this question in detail and help you understand other relevant legal knowledge. I hope it will be helpful to your study and practical application. 1. How long is the validity period of the no-house certificate? The validity period of the no-house certificate is generally 30 days, not 30 working days. The validity period of the no-house certificate is related to the transfer time, and there are no specific requirements for the format of the no-house certificate. 2. Where to apply for the certificate of no-householding? Foreign households need to go to the place of household registration to apply for the certificate of no-householding. For local households, you can go directly to the local housing authority to issue a certificate of no-householding. The details are as follows: When applying for a house-free certificate, you need to bring your ID card, household registration book, and marriage certificate (if you are providing a marriage certificate, both husband and wife must be present to check the properties under their names separately. If you are going alone, you must provide the recent certificate issued by the Civil Affairs Bureau. single certificate or divorce certificate). Go to the local housing authority to get a certificate of no housing, which costs 50 yuan. The procedures that need to be carried should be determined according to the requirements of the unit that needs to issue the certificate. If the other unit only requires the issuance of a house-free certificate for one person, then you only need to bring your ID card to the scene for processing. If it is necessary to issue proof of houselessness for a couple or the whole family, then one person from both spouses needs to be present at the scene to handle the matter with their ID cards, marriage certificate, and household registration book. The processing time is affected by the computer program and the number of people with the same name, but it is always done and a certificate is issued at that time. 3. House mortgage loan House mortgage loan refers to the RMB loan that the borrower applies to our bank with his own property in this city as collateral. (1) Loan objects: Chinese citizens who own two or more houses (including residential and commercial buildings) in this city and one house in this city (the house value is not less than 500,000, only housing); (2) ) Loan purpose: house purchase, car purchase, purchase of large-ticket commodities, travel, education, etc. (3) Loan ratio: no more than 70% of the mortgage value of the house, and the mortgage rate of a house owned by oneself shall not exceed 50%; (4) Loan period: no more than 5 years; (5) Loan interest rate: based on the consumer loan interest rate for the same period stipulated by the People's Bank of China; (6) Information required by the borrower: 1. The borrower, the borrower's spouse and the owner of the house property ID card, household registration book, and marriage status certificate; 2. Proof of occupation and economic income of the borrower and spouse; 3. "Real Estate Certificate" of the mortgaged house; 4. Mortgage evaluation report of the mortgaged house; 5. Another property owned by the borrower Proof of property ownership (not required); 6. Other information required by the lender. (7) Loan procedures: 1. Go to our bank to apply for a loan and submit relevant information; 2. After review and confirmation, sign a loan and mortgage contract with the customer; 3. The bank will transfer the loan directly to the borrower's Pacific Card account.