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Loans without credit investigation 202 1
Don't look at the online loan of credit information?

Generally, the loan products that don't look at credit information are all online loans, such as cash bus, Jiufuwanka, installment and so on. All of them don't look at credit information. There are also online loan products that can be applied only by mobile phone number and ID card. There are also online loans that do not check credit information:

1, palm flower:

Palm flower is a kind of loan with low application threshold, the amount does not exceed 5,000 yuan, and the service period is between 7 and 60 days.

2. Second, you borrow:

The second is to provide loans of less than 20,000 yuan, regardless of credit information and liabilities, with a term of 7-48 days.

3. It is easy to borrow money:

Easy loans generally do not look at the borrower's credit information and liabilities. The loan amount is within 1000 yuan, and the term is 14 days.

4. Inspur loan:

Generally, only ID cards are needed for beckoning loans, and credit records are not needed. The loan amount is less than 20,000 yuan and the service life is less than 3 months.

Of course, generally do not look at the credit loan products, the interest rate will not be low, there may be a lot of mixed. Therefore, everyone must keep their eyes open when applying to avoid falling into the trap.

In fact, it is better to maintain credit for a period of time than to find a loan product that does not look at credit information. When personal credit is well maintained, there will naturally be more channels to apply for loans, and there is no need to be afraid of being investigated.

At present, among all online loans, platforms that generally cooperate with banks or involve large loans will receive credit information, and most of the remaining platforms have not received credit information. Similar platforms include Hi Money, Money Station, Quick Money, Auction Loan, Cao Cao Loan, Lack of Money, borrow money fast, Atomic Loan, etc. These are not available for credit reporting.

1, strong platform: pleasant loan, kung fu loan, lightning loan, I'll lend, you and me, building block, Cao Cao loan, Jiufu Beijing pawn loan;

2. Platforms suitable for students: prestigious school loans, Jiurong Finance, ICT loans, and love school loans;

3, focus on the staging platform: into the jump, donkey mother white jump, second white jump, fun to borrow it, future staging, 99 staging.

Which platforms can borrow money without looking at credit information?

The loan platforms that don't look at credit information include Jingdong Finance, Repayment, 360 IOU, Alipay Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower, Central Plains Consumer Finance, Money Flower Flower Flower Flower Flower Flower Flower Flower Flower Flower, Suning Consumer Finance

Some borrowers fail to repay on time for some reasons, which leads to overdue, leaving a stain on the credit report, greatly improving the difficulty of loans; Some borrowers were turned away because of their limited income. In this case, apps with low loan thresholds are very popular. So which loan platforms don't check credit information? Summarize some loan platforms that don't check credit information, which is not only convenient for everyone to borrow money through mobile phones. Some borrowers fail to repay on time for some reasons, which leads to overdue, leaving a stain on the credit report, greatly improving the difficulty of loans; Some borrowers were turned away because of their limited income. In this case, apps with low loan thresholds are very popular. So which loan platforms don't check credit information? Summarize some loan platforms that don't check credit information, which not only facilitates people to borrow money through mobile phones, but also improves the security of mobile phone loans.

1. jingdong finance: jingdong finance provides users with functions such as browsing and snapping up popular wealth management products, transferring small coffers in and out, viewing asset returns and viewing transaction information. It can also help you with various functions such as payment and payment. If you like trendy things, then you can try crowdfunding.

Second, it's okay: it's okay to provide users with safe and secure loan services, and the free registration application will arrive in time, which will easily alleviate the emergency fund demand! It only takes two minutes to review at the earliest, and three minutes to use the loan at the earliest, and the loan amount is very high, with a maximum loan of 5w yuan.

3.360 IOUs: 360 IOUs not only provide users with convenient loan and borrowing services, but also provide users with the service of freely choosing repayment period and repayment method, so that more users who are in urgent need of money can borrow money quickly and solve the current difficulties. This application allows users to bind multiple cards, and supports the current mainstream bank card binding loan and repayment.

Fourth, Alipay Flower Garden: Alipay Flower Garden provides users with a convenient and fast platform for borrowing money. The system will lend money reasonably for you according to your actual consumption ability and comprehensive income ability, solve the user's capital demand and bring convenience to the user's life.

Are there any loans that cannot be used for credit investigation?

First, some loan platforms that do not check credit information are for reference only, so choose carefully:

1, second speed man. The loan amount is between 2000 and 5000, and the longest loan time is 15 days.

2. The king's loan. The loan amount is between 1000-200000, the longest loan period is 1 year, and the lowest is half a year.

3. Digital wallet. The maximum loan amount is 5000 yuan, and the loan time is short, the longest is 1 month.

My sister owns a mine. The maximum loan amount is 5000 yuan and the longest loan period is 15 days.

5. Meituan Monthly Offering: It can be regarded as the flower bud of Meituan version. Maybe it's overdraft first, then consumption. The system automatically evaluates the credit. After obtaining the quota, you can take it out at the US Mission. Free for 7 days, and need to be returned on the eighth day. If it is overdue, a penalty of 0.5% will be charged. Some netizens reported that they didn't see any records in the credit information after use, and it is certain that they can't get credit information without checking the credit information.

6. Alipay reserve fund: a small short-term emergency credit product launched by Alipay. The loan amount starts from 500 yuan, and it can be used free of charge for 7 days. It can only be used twice a month, but it can only be used after each loan is repaid 1 time. The audit mechanism is similar to borrowing, which starts with a systematic and comprehensive evaluation, but it can't be used without checking the credit information.

7. Today's headline reserve: similar to Alipay reserve, it is also a short-term small loan credit product with a quota of 500~2000. You can borrow it for 7 days for free during the promotion period. The system automatically evaluates the credit, adopts the white list invitation system, and can submit the loan after obtaining the quota. Credit information will not be checked when applying, but if the loan is issued by a cooperative licensed financial institution, the credit will be affected.

Two, personal credit report includes the following basic contents:

1, personal information, including name, gender, age, work unit, contact address and other information used to identify individuals;

2. Bank information, which lists each credit card and loan business in detail, and specifically shows the past debt history of the credit party;

3. Non-bank information, which records the payment of consumers in terms of communication, water, electricity, coal, etc., such as whether the use status of mobile phones is normal, whether public utilities are in arrears, etc.

4. Objection record. When the respondents think that the contents reflected in the report are controversial, they can reflect them in this part by adding statements. Individuals have the right to raise objections, which reflects the protection of their legitimate rights and interests and is also an important way for credit reporting agencies to correct and update information;

5. Query record is a summary of all the queried records of an individual in the last 6 months.