The six major banks have also responded. Considering the epidemic situation, many people can choose to temporarily repay their mortgages because they have not received a certain salary income for several years. But if you apply to the bank in advance, it will not pose a threat to your personal credit. Many people are also afraid of not repaying their mortgages, because they are afraid that it will easily have a bad influence on their personal credit after delaying the repayment. However, as six national banks have responded, as long as they apply in advance, they can postpone repayment.
When postponing repayment, first of all, there must be enough conditions. Many people will call the bank for consultation in advance, that is, they will postpone repayment for three months. By the fourth month, you need to repay the loan for four months at a time, and you will feel that it is better to repay the loan for four months at a time than to repay the loan every month. In this way, if the fourth month is not repaid in time, it may still affect the personal credit record.
There are many infected patients in the epidemic, because they often have to be treated in the hospital, so they have no time to think about their work at all, and they are faced with the situation that they are unable to repay their loans without financial resources. People like this can extend their time, repay loans and some workers who have participated in the anti-epidemic work. During busy hours, if there is no economic income, you can also choose to postpone repayment.