The Notice on Adjusting the Policies for the Use of Housing Provident Fund issued six policies for the use of housing provident fund to further meet the reasonable housing needs of paid employees, give full play to the guarantee role of the housing provident fund system, and help the circular and healthy development of the real estate industry in our city.

The new policy involves the following six items.

Deposited employees are supported to purchase houses first and then apply for loans.

After paying employees to buy self-occupied houses, as long as the balance of individual (including spouse) accounts is enough to be multiple of the loan amount, they can apply for housing provident fund personal housing loans first, and the sum of the purchase withdrawal amount and the loan amount shall not exceed the total price of the houses purchased.

increase the maximum loan amount for individual housing loans

the maximum amount of housing provident fund loans for single employees will be raised from 5, yuan to 6, yuan, and the maximum amount of housing provident fund loans for dual employees will be raised from 7, yuan to 8, yuan.

Increase the multiple of the loanable amount

If individual employees purchase self-occupied houses and use the housing provident fund loans, the loanable amount of the housing provident fund will be increased from 2 times to 3 times within the maximum loan amount limit.

Adjust the entry conditions for individual industrial and commercial households and flexible employees

The entry conditions for "individual industrial and commercial households have obtained business licenses in Shizuishan City and have been in business for more than 3 years" are adjusted to "individual industrial and commercial households have obtained business licenses in Shizuishan City and have been in business for more than 1 year". Flexible employees cancel the restriction of "having a household registration in this city". ?

increase the withdrawal amount of housing provident fund lease

if the employee's family has no room and needs to rent commercial housing, the maximum withdrawal amount will be increased from 15, yuan/year to 16, yuan/year.

appropriately relax the policy on the use of housing provident fund for families with many children

If the paid employees are families with many children, the maximum withdrawal amount will be raised to 18, yuan/year when there is no housing to lease commercial housing. Apply for housing provident fund personal housing loans, the loan amount increased from 2 times the deposit balance to 4 times.

since the implementation of the new policy,

our city has approved and issued loans of 2.2 million yuan to 27 employees according to the maximum loan amount, supporting the purchase area of 657.81 square meters, and supporting the purchase amount of 3.5276 million yuan.

loans of 7.13 million yuan were approved and issued to 19 paid-in employees according to the policy of 3 times the balance, which supported the purchase area of 25.43.41 square meters and the purchase amount of 12.249 million yuan.

4.89 million yuan was provided for 126 paid-in employees, with a housing area of 1,285 square meters and a housing purchase amount of 7.1543 million yuan.

handle account opening and deposit business for 5 individual industrial and commercial households; There are five families with many children who enjoy the adjusted policy of balance multiple and lease withdrawal respectively.