Indicates that the guiding interest rate is 0.7. The benchmark interest rate for loans refers to the guiding interest rate for deposits, loans and discounts of commercial banks announced by the central bank, which belongs to one of the monetary policies used by the central bank to regulate the operation of social economy and financial system. The benchmark interest rate for loans is 0.7, which means that the guiding interest rate for commercial banks to discount deposits and loans is 0.7.