Xiaoying Card Loan is a micro-credit service platform under Xiaoying Technology, a company listed on NYSE. Xiaoying card loan belongs to the field of online lending. Need to borrow money on the online loan platform of Xiaoying Card Loan. Simply collect the personal information of the borrower, and the borrower does not need to provide more private personal information. For borrowers who have passed the examination, they need to pay the relevant information fees when consuming the credit line. Xiaoying Card loan will go through strict risk control review before borrowing. And you must have a good credit record of credit card repayment, and then you need the user to authorize the applicant's credit card and credit information.

What platform is Xiaoying Card Loan?

Small win card loans generally calculate interest on a monthly basis, with an average monthly interest of about 0.46-0.67%/. At the same time,1.1-1.23% service fee and 2% handling fee are required.

According to national laws, loans with annualized loan interest rate exceeding 36% are defined as usury, which has reached the legal bottom line and is illegal. The annualized lending rate of Xiaoying Card Loan is within 36%, so Xiaoying Card Loan is not usury, and it is a more reasonable platform for peer-to-peer lending.