1. Natural persons, legal persons and other organizations in People's Republic of China (PRC) who have reached the age of 18 but not more than 55 years old and have full capacity for civil conduct.

Second, non-college students. If the user is a college student, he can only apply for a loan after graduation and at least 24 years old.

Three, can provide true, valid and legal personal data.

Fourth, you can provide pictures of ID cards, bank cards and other materials to the auction loan platform.

There are two application processes for auction loans. One is to APPly through the official account of "Shanghai Paipai Loan" WeChat, and the other is to apply through the "Paipai Loan" app.

"Shanghai Paipai Loan" WeChat official account application process:

1. Open the WeChat APP, click "+"in the upper right corner, then click "Add Friend", enter "Shanghai Paipai Loan" in the search bar, and pay attention to the official WeChat account "Shanghai Paipai Loan".

2. Enter the official WeChat account of "Shanghai Paipai Loan", click "I want to borrow", and then click "Borrow Now".

3. On the loan page, enter the mobile phone number and SMS verification code, click "Log in now", and then issue the loan according to your own needs.

APP application process for auction loan:

1. Download, open, register, log in to the loan APP and fill in personal information.

Second, after filling in the personal information, the page will automatically jump to the page that publishes the loan information, and you can publish the loan according to the page prompts.