We often say that there are three elements of a loan: having a job and income, providing bank running water and credit records. Among these three elements, many people have a headache about bank running water, because many people can't provide bank running water, so they can't apply for loans without bank running water. How can they apply for a loan without running water in the bank?

Let's take a look first. What are the requirements of loans for bank running water?

Requirement 1: continuous uninterrupted bank flow is required, that is to say, it must be available every month, not this month, and not next month. This intermittent oblique flow is unacceptable.

Requirement 2: You need a current bank account for at least six months, which means that you have worked for at least six months and have a bank account every month.

Requirement 3: The bank assembly line is at least 2,000, and some lending institutions in first-tier cities even require more than 3,000.

Knowing these requirements, if you have a job, but you don't have a bank account, Easy Loan suggests that you save your bank account to apply for a loan, that is, you get your salary every month and deposit a fixed amount in the bank card for six months. This flow can also be used to apply for loans.

If you don't have a job or run a bank, I suggest you apply for a loan with assets in your name, such as a house or a car in your name, which can be used as collateral to apply for a loan.