Therefore, if you want to negotiate repayment slowly, you'd better try to avoid overdue. You can borrow money from relatives and friends to repay it first. The threshold of online lending is low, and many people rely too much on online lending, which leads to serious consequences. Remind everyone to spend rationally and try not to touch online loans.
1.JD.COM Gold bars can be borrowed again if the quota is used up and the number of periods is not up, but only for some customers. If it meets the requirements of JD.COM gold bars, it can be lent again. If it doesn't match, you can't borrow it any more.
(1)JD.COM gold bar loan requirements: the account status is normal, and the loanable amount is not less than 500.
(2) If you are a special user of JD.COM Gold Bar, you can enjoy the right to pay back as you go, that is, you can take back as much as you have paid back, and you can borrow more than 500.
(3) If it is not a special user in JD.COM, JD.COM, the amount of gold bars has not been returned, and the amount will not be restored, that is, the available amount is 0, and it cannot be lent again.
2.JD.COM gold bar quota recovery rules are mainly divided into two types:
(1) Some customers, JD.COM Gold Bar, will recover the amount (principal) occupied by the loan in one lump sum after the loan is paid off in installments;
For example, a customer borrows money from 600 yuan in six installments. If the customer only pays the principal and interest in installments of 1, the amount of JD.COM gold bars will not be recovered. Only after the customer has paid off all the principal and interest of 600 yuan can the amount of 600 be restored.
(2) After successful repayment of JD.COM Gold Bar, some customers will immediately recover the amount corresponding to the successful repayment principal.
For example, a customer borrows money from 600 yuan in six installments. If the customer only repays the principal and interest in installments of 1, the amount of JD.COM gold bars will be restored according to the amount corresponding to the successful repayment of the principal.
(3) Rule 2 of line recovery (that is, with recovery) is only open to some customers for the time being, and more customers will enjoy this right in the future. Please stay tuned.
Extended data
1. As long as the status of JD.COM gold bar account is normal, the loanable amount of JD.COM gold bar is not used up, and the loanable amount is not less than 500, you can continue to try to borrow. There is no limit to the number of times JD.COM gold bars can be borrowed.
Withdrawal of 2.JD.COM gold bars: JD.COM gold bars are not allowed to apply for withdrawal voluntarily or manually. Please keep good consumption records and loan repayment habits in JD.COM and continue to pay attention. The system will withdraw the amount from time to time.
Available credit line of 3.JD.COM Gold Bar = credit line-used credit line. The repaid principal still occupies the used credit line, and the corresponding credit line can only be released after the loan is settled, in which settlement refers to the repayment of the principal and corresponding interest of the used credit line.
4. The lender will directly release the loan funds to the bank account according to the withdrawal application, and the single withdrawal amount must be ≥500 yuan, which is an integer multiple of 100. The lender has the right to change the number of withdrawals of the credit line and the upper and lower limits of a single withdrawal amount.
5. Withdrawal application: issue a withdrawal payment instruction to the lender and apply to the lender for withdrawal of loan funds one by one. The Lender has the right to adjust the withdrawal limit (including but not limited to the total size limit, single limit, daily limit and monthly limit) and withdrawal times of the loan you use according to the risk situation or operating conditions.