1. How do I get money from the other party’s loan when I sell my house? How do I apply for a loan from the other party when I sell my house?

Buying a house with a loan is a very common thing in modern society. Many times we borrow money from banks to buy a house, but when we sell the house, others borrow money from the bank and pay us. Many people are confused about this. He looked confused, not wanting to harm his own interests, but also wanting to get the money as soon as possible. So how do I get money from the other party’s loan when I sell my house? How do I apply for a loan from the other party when I sell my house?

How do I get money from the other party’s loan when I sell my house?

1. First of all, it is normal to buy a house with a loan. Nowadays, it is basically a loan to buy a house.

2. Procedure: Sign the sales contract. The buyer gives you a deposit. Then you prepare the information and go to the loan bank account manager for an interview. Both parties must be present. (The bank sends an appraisal company to your home to take photos and evaluate it, and then issues an appraisal report for review. By proving that you are selling the house, the buyer can get a loan so how long will both of you be notified to transfer).

At the time of transfer, the buyer pays you the down payment. After the real estate certificate is processed and becomes the name of the buyer, it is submitted to the lending bank. Since the bank has approved it before, you will see the direct payment on the real estate certificate. to your account. The number of working days required is uncertain, but the three months you mentioned are a bit exaggerated even at the end of the year. He tells you the time unless he wants you to speed up the payment.

3. These documents must be obtained at the same time (1). Original and copy of ID card (2). Original and copy of marriage certificate or original and copy of fiancée certificate (3). Proof of income (twice the monthly payment) (4). Social Security Card (5). Bank statements within half a year (6). Initial funds (7). Payment account number (if you have proof of income, you don’t need to pay bills).

Original owner required: (1). Original and copy of the real estate certificate (if the real estate certificate is not in hand, you must redeem the property) (2). Original and copy of the identity card of the real estate certificate holder (3). Collection account number (4). Copy of the deposit receipt to sign the sale (Transfer) Agreement.

How do I apply for a loan from the other party when I sell my house?

1. If the house under the loan is to be sold, it needs to be released before the transaction can be made. You can negotiate with the buyer. , the buyer will take the money to release the mortgage, or find an intermediary company to advance the mortgage release;

2. If it is a buyer's loan, you need to find an intermediary company or a specialized loan company to handle the loan procedures. The loan must wait for the buyer's property rights. It will be issued by the bank after the transfer.

Generally speaking, it is not uncommon for the other party to borrow money from the bank and then buy a house from me. This is how many people buy their own houses. In fact, the buying and selling process is similar. , but you have to pay attention to the details. In fact, it doesn't matter. If it happens, everything will depend on the contract. For example, if you agree to transfer the ownership to him first, how will he compensate you for the loss if he breaks the contract? How do I get the money from the other party's loan when I sell my house? I believe you all understand these questions.

2. If I want to buy a house bought by someone else, the loan can be transferred to my name. Do you want to buy it?

This is not for sale.

That’s right, the loan he applied for is in his name. If you want to buy it, you have to pay the full price. , the second is to buy with a loan. If you buy with a loan, you need to cancel the loan from that bank and apply for a loan from the bank in your name, so that you can successfully transfer the house to your own name. Here, if. If this is your first loan, you can also enjoy some preferential policies of the bank (if your qualifications are quite good), but the loan in his name cannot be automatically transferred to your name. The property rights of this house are all Changes have occurred, and the bank has the first ownership of the house under loan mortgage. It must be decompressed and remortgaged through legal procedures. If you find it troublesome to do it yourself and you don’t have enough funds, you can find a professional agency. Help you get a loan. A mortgage loan refers to a personal housing loan business in which the home buyer uses the home he or she is buying as collateral and the real estate company that buys the home provides a periodic guarantee. The application conditions for a home purchase mortgage loan are: 1. Age. Natural persons aged 18-60 (Hong Kong, Macao, Taiwan and foreigners are also allowed); 2. Have a stable career, stable income, and the ability to repay the loan principal and interest within the specified period; 3. The actual age of the borrower plus the loan application period Should not be over 70 years old.

3. How to get a loan for selling a new house?

I am a foreigner working in Shenyang. If I want to buy a house in Shenyang, how can I get a loan? Are there any procedures required? If the loan for buying a new building is not for selling the house, it will be handled. I just need to prepare the procedures! Thank you

4. How to get a 20-year loan if you don’t want to sell the house

It’s impossible to get a mortgage without selling the house. On the one hand, the interest rate is high, and the repayment period is relatively short, so you can get a mortgage loan. , on the one hand, this kind of loan has a large amount and can lend 70% of the current market price of the house. On the other hand, it can basically meet your demand. Currently, this is the only way.