Under normal circumstances, after applying for a credit card, there are several ways, such as network activation, online activation and telephone activation.
Network activation: bring my ID card to the bank counter to activate.
Phone activation: Call the customer service phone on the back of the credit card to activate. Activate according to customer service prompts.
Online activation: log on to the credit card center website. Each bank's website is different, but the activation steps are roughly the same.
Precautions for credit card use:
1. Ensure timely repayment: The most important thing to use a credit card is to repay on time. Otherwise, the long-term non-payment of overdue debts will affect the credit record of individuals in the central bank. Once personal credit is tainted, it will bring trouble to apply for a credit card or a loan in the future. Repayment is also very simple now. Everyone must remember the repayment time and remind themselves to repay on time.
2. Use the card in a planned way: a friend who just got a credit card may not be able to control his desire to spend, but no matter how short of money, don't empty the line at one time, it is easy to be blocked. Every consumption of a credit card should be repaid on time, and consumption should remember to do what you can.
3. Say goodbye to "sleep card": "sleep card" is a credit card that is basically not used all the year round. If you have a card, you can put it in your wallet and ignore it. Many people may think that as long as the credit card is not activated, there will be no annual fee, let alone no charge. This idea is wrong. Sleep card is likely to have an annual fee, especially sleep card, which has been activated. Therefore, if you have an unused credit card, you'd better cancel it in time.
4, credit cards should not be too much: many novices like to handle multiple credit cards in a short time, in fact, this method is not feasible. If you apply for more than one credit card at the same time, you will be checked for credit many times and rejected by the bank during the application process. The bank will think that you are particularly short of money recently and have the risk of being unable to repay it.
ICBC Credit Card Center Tel: 95588;
Industrial Bank Credit Card Center Tel: 95561;
China Guangfa Bank Credit Card Center Tel: 95508;
Ping An Bank Credit Card Center Tel: 95511-2;
China Construction Bank Credit Card Center Tel: 400-820-0588;
China Bank Credit Card Center Tel: 400-66-95566;
Agricultural Bank Credit Card Center Tel: 400-66-95599;
China Merchants Bank Credit Card Center Tel: 400-800-9888;
Bank of Communications Credit Card Center Tel: 400-820-5555;
China CITIC Bank Credit Card Center Tel: 400-88-95558;
China Everbright Bank Credit Card Center Tel: 4007-888-888;
Minsheng Bank Credit Card Center Tel: 400-66-95568;
Huaxia Bank Credit Card Center Tel: 400-820-8788;
Shanghai Pudong Development Bank Credit Card Center Tel: 400-66-95577.