The loan from the finance company has passed, and you have paid back the money according to the stipulated time, so to a great extent, the finance company will not call you for a second return visit at this time. But some companies may call you for a second visit, so you should make sure that your phone can be connected normally, so as not to affect your loan business. First of all, I may call you back for the second time. Nowadays, many people will handle loan business in financial companies or online platforms, but you definitely need to choose a formal platform. Doing business on a formal platform will also make everyone feel more secure. Everyone handles loan business in a regular loan company. Generally speaking, the other party will call you back to confirm the relevant information of the parties and verify some problems in the process. Therefore, you'd better make sure that your phone can be connected. If the other party can't get through to you, your loan application may be cancelled automatically. Therefore, in order to make your loan application pass smoothly, you'd better connect this phone in time. Besides, it won't take you too long to answer this call and make this call. Generally speaking, 2 minutes or 15 minutes is enough. If you have made the first call, the other party may call you a second time soon, but it may not call you. Second, the specific introduction is usually called the second. If you don't receive a return call, the bank will call again, but it has not been connected, and it is likely to refuse on the grounds of "unable to contact and verify information". Therefore, when reviewing the loan application, we should pay attention to keeping the phone open so that the bank can get in touch at the first time. After receiving the call, the approval result will be issued, and in rare cases, it will be returned, so users and emergency contacts still need to answer the call truthfully.

Second, no one answered the phone of BMW Finance Car Loan. Will you scream again?

I will.

3. What is the interest rate of BMW Finance Car Loan?

The interest rate of BMW's financial loans is quite low. Different models have different interest rate concessions. The process is not complicated at all, and the loan speed is very fast. Want to know the specific situation, you can go to BMW's financial plan, at a glance.

Short-term loans for six months (including

② 6.56% from half a year to one year (inclusive);

③ One to three years (inclusive) 6.65%;

④ Three to five years (inclusive)

⑤ More than five years and 7.05%.

The amount of funds is the ratio of principal. Interest rate is an important factor and also a financial environment for enterprise financing. We must pay attention to the present situation and changing trend of lead slag rate. Hail concealment

Refers to the ratio of the amount of interest due to a loan, deposit or time deposit to the face value. The total interest of the lent or borrowed amount depends on the total principal, interest rate, compound interest frequency and the length of time of lending, deposit or borrowing. Interest rate is the return that the borrower needs to borrow from him, and the lender delays his consumption and lends it to the borrower. Interest rate split calculation.

Generally speaking, every financing transaction is calculated. Financing interest will be settled automatically according to the actual situation.

Calculation of financing interest

Financing interest = financing amount × financing annual interest rate × natural days of actually using funds /360.

But in real life, the calculation of financing interest depends on who you are financing from, and the financing right is different. If financing is obtained from a securities company, the interest rate is 8.6% per annum, and the calculation formula of interest is 8.6% of the financing amount. The longest financing period is 6 months. How to calculate financing interest and financing cost? Refers to the investors who deposit the principal at the securities firm and invest with the funds of the source information office. However, when a securities company lends money, it will charge loan interest. This interest is RMB 0,000 (including handling fee) and will be sold within 20 days (natural day). The annual interest rate of financing is 5.8%, and the interest period is 360 days. The interest rate is RMB 654.38+ 10,000× 5.8%/360 days× 20 days =322.22 yuan.

4. How to postpone the final payment of BMW Finance?

If the customer has not opened the car loan of BMW Finance, he can apply for an extension of the final payment. Before the loan expires, the customer needs to contact the customer service staff of BMW Finance in advance to apply to BMW Finance and provide relevant information according to the requirements of the customer service staff. Customers can submit information as required, and go through the extension formalities after examination.