Housewives can go to the bank for loans, and bank loans generally have basic requirements for the lender's age, repayment ability and credit information. The difficulty for housewives to apply for bank loans lies in their repayment ability. Some housewives work part-time at home, so they also have a certain source of income. Full-time housewives, whose income depends on their spouses, can apply for bank loans on a family basis.

As long as they show that they have enough repayment ability, the chances of housewives passing the bank loan audit are also very high.