Ordinary. This should be a loan to help farmers, right? This is good for the bank and deserves praise.

Poor households can apply for a loan of 50,000 yuan with an annual interest of 3,000 yuan. It's good to pay back the bank money after three years.

First of all, the restrictions are on poor households. This is not deceiving people, this is helping people.

Can poor households afford loans? In fact, everyone should think like this: "Can poor households borrow money?"

Banks that can lend to the poor are actually very courageous!

I believe everyone has heard that large enterprises that are not short of money, banks often control risks and chase after giving people credit loans.

Poor people who are short of money have no mortgage guarantee, and even the risk of not paying back the money is great, so banks are generally reluctant to lend them money.

Bank loans are also "business", and the safe recovery of money is fundamental. Therefore, it is difficult for poor households to get loans.

There are too many places where poor households need money. Some poor households may want to change their status through hard work, but it is difficult to achieve it because of insufficient principal. For example, to do a small business, it is normal to invest 30,000 to 50,000 yuan in principal.

Second, I am a poor household. Recently, the village chief asked me to give them a loan of 50,000 yuan and give me one-year interest 1000. What happened?

1. You borrowed 50,000. You have to return this 50 thousand yuan to the bank. It's not safe to give the village chief 50 thousand yuan.

2. Poor households may have preferential policies, with an interest-free three-year loan period, and bank loans may require a certificate from the village before they can be loaned. (If you can get a loan of 50,000 yuan, you can deposit it directly in the bank for three years, and there will be more than 1 0 million interest every year for three years. The three-year fixed interest rate of the Postal Savings Bank is about 2.7%, and 2.7% of 50,000 yuan =1.350 yuan. Specifically, the bank's three-year fixed interest rate. )

Good luck.

Third, is it true that accurate poor households take 50,000 yuan and are interest-free for three years?

Hello! This business is handled!

Fourth, in 2020, the precision poverty alleviation households will receive a loan of 50,000 yuan. Why is mine 40 thousand yuan?

In 2020, the precise poverty alleviation households will lend 50,000 yuan, and your quota is 40,000 yuan, which means that the quota for you is less 1 10,000 yuan. You can go directly to the rural credit cooperatives to ask about the specific amount.