Process of prepayment of mortgage by CCB: \x0d\ 1. Make an appointment with the bank account manager in advance; \x0d\2。 Bring your ID card to the bank outlet for loan business at the appointed time; \x0d\3。 CCB needs to pay liquidated damages for prepayment (different banks have different standards of liquidated damages for prepayment, and different branches of the same bank have different liquidated damages), as follows: \x0d\ 3. 1 The minimum prepayment amount shall not be less than 6 times of the monthly repayment amount, and the maximum prepayment amount shall not exceed 35% of the monthly repayment amount. Some prepayments can be paid once a year for free. \x0d\ 3.2 All prepayment shall bear liquidated damages, and the loan shall be repaid one to two years in advance, and 2% of the prepayment amount shall be charged; If the loan is repaid two to three years in advance, 1% of the prepayment amount will be charged. However, the specific repayment amount needs to be implemented in accordance with the contract. \x0d\4。 Pay off the remaining loan first, and the bank will print out the settlement voucher on the spot; \x0d\5。 It takes 1 week for the bank to cancel the mortgage, and the main lender will go to CCB to get the materials; In addition, you can also fill in the power of attorney in the bank and let others collect it on your behalf; \x0d\6。 After paying off the loan, the main lender (or sub-lender) needs to cancel the mortgage of the provident fund loan at the provident fund management center and obtain the certificate stamped with the red seal. \x0d\7。 Finally, together with the cancellation of mortgage registration certificates of both parties, go to the real estate trading center to cancel the registration of real estate mortgage. \x0d\\x0d\ There are currently three prepayment methods: \x0d\ 1. Keep the monthly repayment amount of the remaining loans unchanged and shorten the repayment period; \x0d\ 2: The monthly repayment amount of the remaining loans is reduced, and the repayment period remains unchanged; \x0d\ III: The monthly repayment amount of the remaining loans is reduced, and the repayment period is shortened.