Reserve fund amount
The reserve fund of China Agricultural Bank is the fund prepared by the bank to meet the daily needs. The reserves of commercial banks are deposited in the central bank, and some of them are statutory reserves, which are basically unusable by commercial banks. The excess is called excess reserve, which can be used by commercial banks; Commercial banks can also deposit some funds in other banks. If the reserves of commercial banks are insufficient, they can ask the central bank and other banks in the money market for borrowed reserve.