What is the interest rate of credit loans in hengfeng bank?
The interest rate of bank credit loans in hengfeng bank is the same as that of other banks, and the interest rate of credit loans is subject to the benchmark interest rate of the central bank. Generally, it will rise by 10% on the basis of the benchmark interest rate of central bank loans, and then it will float according to the borrower's personal comprehensive credit score, and the floating range will not exceed 24%.
Hengfeng bank, as a joint-stock commercial bank, has low requirements for the qualifications of borrowers. To apply for small loans in hengfeng bank, borrowers need to be at least 18 years old, have full capacity for civil conduct, and are not college students. The borrower needs a stable job, a certain repayment ability, and no bad record in credit investigation.
What are the microfinance loans in hengfeng bank?
Small and micro loans in hengfeng bank are not small, including valuable loans, Hengfeng fast loans, constant loans, credit banks and personal loans. These small loans are credit loans, and borrowers can apply for loans directly on hengfeng bank's mobile app.
Hengfeng bank microfinance application conditions: age 22-55 years old, good credit, non-student users; You can submit basic information such as identity authentication, personal basic information and work information; Open an account in hengfeng bank; Other loan conditions that meet the requirements of the bank.
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