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Can I get a bank loan if I am not over 22 years old?

Hello, credit is a loan issued based on the borrower's creditworthiness. It does not require property mortgage or guarantee. It is convenient and fast, and is very helpful for people who are in a hurry to use money. However, please note that when applying for a loan, please choose a formal and large platform to ensure the security of your information and funds.

It is recommended to use Youqianhua. Youqianhua, formerly known as "Baidu Youqianhua", is a credit brand under Duxiaoman Financial. It provides users with safe, convenient, unsecured, and unsecured credit services. You can borrow money with ease. Go to Du Xiaoman Financial APP (click on the official amount measurement). Have money to spend - Manyidai, with daily interest rates starting as low as 0.02, has the characteristics of easy application, low interest rates, fast disbursement, flexible borrowing and repayment, transparent interest fees, and strong security.

Share with you the application conditions for money-to-spend consumer products: they are mainly divided into two parts: age requirements and document requirements.

1. Age requirement: between 18-55 years old. Special reminder: Youqianhua declines to provide consumer installment loans to college students. If you are a college student, please give up the application.

2. Information requirements: During the application process, you need to provide your second-generation ID card and personal debit card.

Note: The application only supports debit cards, and the application card is also your borrowing bank card. My identity information must be the second-generation ID card information. Temporary ID cards, expired ID cards, and first-generation ID cards cannot be used to apply.

This answer is provided by Youqianhua. Due to objective reasons such as timeliness of the content, if the answer content is inconsistent with the actual interest calculation method of Youqianhua products, please refer to Duxiaoman Financial APP-Youqianhua Borrowing The page display shall prevail. Hope this answer is helpful to you.