Current location - Loan Platform Complete Network - Bank loan - One-year loan 1 000 yuan, the real interest rate is 3.3%, and the price level rises by 3%. How much principal will be recovered at the end of the year?
One-year loan 1 000 yuan, the real interest rate is 3.3%, and the price level rises by 3%. How much principal will be recovered at the end of the year?
The price level is the inflation rate. The real interest rate you mentioned can be divided into two situations: 1. If the real interest rate you are talking about is the loan interest rate agreed in the contract, it is still a nominal interest rate in finance. At the end of the year, you must use this interest rate to subtract the inflation rate =3.3%-3%=0.3%. That is to say, the total nominal principal and interest you get at the end of the year is 6.5438+0.3% = 6.5438+0.33 million yuan, but in fact, the inflation rate is only equivalent to 6.5438+0.3 million x (6.5438+0.3%) = 6.5438+0.03 million yuan.

2. If the real interest rate you are talking about is the net rate of return after deducting the inflation rate, then the total nominal principal and interest at the end of the year is10000x (1+3.3%+3%) =1.063 million yuan, but actually excluding the impact of inflation is1x (/kloc