First, for unsecured banks, banks usually have certain standards for wages and occupations. The procedure is too complicated, the examination and approval time is long, but the interest is low.
Second, small loan companies have simple procedures and complete information, and they can arrive at the account on the same day at the earliest, and the interest will be higher than that of banks.
Both have their advantages and disadvantages, so you should choose according to your specific situation. I hope these are helpful to you.