1. Credit card installment interest rate of Gansu Bank: 0.55% in the third installment; Phase 6 is 0.6%; Phase 9 is 0.6%; 12 is 0.65%; 18 is 0.65%; 0.65% for 24 periods. Gansu Bank is a provincial-level legal person joint-stock commercial bank directly managed by the Gansu provincial government, which was approved by the China Banking Regulatory Commission, merged and reorganized by the former Pingliang Commercial Bank and the former Baiyin Commercial Bank, and was jointly initiated by other sponsors. As a provincial state-owned financial institution, Gansu Bank covers Gansu Province 14 cities, counties. By April 2020, more than 500 billion yuan of credit funds had been invested in the province's economic and social development, creating 22.7 billion yuan of profits and taxes.

2. Credit card installment includes consumer installment, bill installment, cash installment, etc. Generally speaking, the interest rate of consumption installment and bill installment is the same, while the interest rate of cash installment is generally higher than that of bill installment and consumption installment. Bill installment refers to the financial function of installment repayment of RMB and USD transactions of credit cards, including the installment of unbilled transactions and invoiced transactions. There is a handling fee in installments, but it can reduce the repayment pressure. Cash installment is the business of withdrawing cash and repaying money by installment provided by the cardholder. After successful processing, the money will be transferred to the debit card in the cardholder's own name. Simply put, cash installment means borrowing money by credit card.

1. Credit card installment repayment is interest-free, which is the usual publicity of banks. However, once you apply for credit card installment repayment, you will find that there is a handling fee. Warm reminder: Interest-free credit card installment repayment does not mean that there is no handling fee, which is still very high when converted into the actual annual interest rate. The actual annual interest rate of credit card installment is not a simple monthly interest rate * 12, but there is a time value in it. Calculation method of real annual interest rate of credit card by installment: Taking Bank of China as an example. Your bill is 12000 yuan, which will be paid in 12 installments. If the monthly interest rate is 0.6%, the monthly payment is10000+12000 * 0.6% =1072 yuan.

2. The credit card limit of Gansu Bank depends on the card type and personal qualification. Gansu Bank credit cards are divided into ordinary cards, gold cards and platinum cards. Generally, the card amount is below 1000 yuan, the gold card is between 1000-50000 yuan, and the platinum card is generally above 50000 yuan. The specific amount depends on the personal qualification at the time of application, and is determined according to the financial status and credit status of the applicant.