At present, the bank loan interest rate is determined according to the fluctuation of the benchmark loan interest rate stipulated by the People's Bank of China. The benchmark interest rate of China People's Bank was last adjusted on July 6th, 20 12. Then, before the benchmark interest rate is adjusted, the 20 13-year loan interest rate is based on the benchmark interest rate announced on July 6, 20 12, and the interest rates of different banks and products will be different. There are many products in the bank, and the interest rate of each product is different, which is basically between 6 and 7. The repayment method is basically to repay the interest every month and the principal at maturity, and there is no pressure for repayment.

The loan of 1 10,000 is about10.2 million, which may be slightly higher if the human fee is included.