1. At present, there are many loan businesses in provident fund management centers or banks, so the review is slow. 2. There is something wrong with the submitted information. Therefore, the provident fund management center or bank has been repeatedly reviewing, resulting in slow review. However, at present, the general review time of provident fund loans is about 10 working days, so if it is not approved after this time, you may not pass. Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who have paid housing provident fund can apply for individual housing provident fund loans according to the relevant provisions of provident fund loans.