Hengqi Education Loan needs to be audited, and the loan applicant needs to provide relevant materials, including but not limited to personal identification, loan guarantee, student status certificate, etc. The bank will review the loan according to the lender's learning situation, repayment ability and credit history to determine whether the loan can be issued. If the personal information of the loan applicant is incomplete or has bad credit records, the bank may not pass the examination.

Hengenterprise education loan is a form of student loan, which is mainly used for students' education expenditure. Therefore, the issuance and review of loans are related to the risk management of bank loans and the protection of lenders' interests.