There are several ways to borrow money: \x0d\ bank \x0d\ If you really want to borrow money, you must have a guarantor and collateral. This is the bank's policy. \x0d\ The interest is 5%. It's 100.50 yuan a month, and you must borrow money for more than one year. The quota can take care of you, otherwise it must be above 65438+ 10,000 to 1.5 million. \ x0d \ x0d \ You need to know the minimum information of your family, such as ID card, household registration book, land certificate, home address, parents' work unit, actual repayment ability and entrepreneurial projects, which will be comprehensively considered before approval. \x0d\\x0d\ The country does have college students' venture funds to lend, but that is a national policy, which does not mean that it can be fully implemented. \x0d\ you think it's so easy to get a loan? What should I do if I don't? Even if the country has the money to open experiments for college students, the national bank should make money to eat, and it is more willing to lend money to entrepreneurs with good reputation, which is safer and more profitable. So approval is very difficult. \x0d\x0d\ loan company \ x0d \ has fast approval, high interest and short time, and also needs guarantor and collateral. The interest is 3 cents. \x0d\x0d\ pawnshop \ x0d \ interest 4 points, you have no collateral, no real estate, and you can't get a loan. \x0d\x0d\ rural credit cooperatives \x0d\ mortgage agricultural land and the like \x0d\ postal savings \ x0d \ have a fixed income and a fixed job \ x0d \ x0d \ private lending \ x0d \ underworld, you are a student and won't lend it to you. \x0d\ Unless your parents are very well, just sign it, and the interest will be 10 cents. Borrow 100 yuan a month, and pay back 10, and some of it with interest. No, it can still torture you. \x0d\x0d\ liar \ x0d \ Are there any unsafe and confidential advertisements on the Internet? It's all a lie, and some of them charge interest and run away. Some use your credit to brush money. You just graduated, and your credits are too important to you. If you really become a boss or something in the future, with a bad bank record, you will never get a loan for starting a business. But also involves many other problems, which is very troublesome. \ x0d \ x0d \ Therefore, without a stable income and no one to help guarantee the mortgage, it is very difficult for college students with poor projects. \ x0d \ x0d \ My advice to you is to do some unprofitable business first, such as education or online shop, with small investment, big return and small risk.