1. The process after filing a private lending dispute is as follows:

(1) The plaintiff collects evidence of creditor's rights and debts, writes a complaint and brings a lawsuit to the court;

(2) The court will serve a copy of the indictment on the defendant after accepting it;

(3) The defendant submits the defense within fifteen days, and the court will serve a copy of the defense on the plaintiff within five days. If the defendant fails to submit the defense, it will not affect the trial;

(4) The court shall notify the parties and make an announcement three days before deciding to open the court session.

2. Legal basis: Article 128 of the Civil Procedure Law of People's Republic of China (PRC).

The people's court shall send a copy of the indictment to the defendant within five days from the date of filing the case, and the defendant shall submit a reply within fifteen days from the date of receipt. The defense shall specify the defendant's name, gender, age, nationality, occupation, work unit, residence and contact information; The name and domicile of the legal person or other organization and the name, position and contact information of the legal representative or principal responsible person. The people's court shall send a copy of the defense to the plaintiff within five days from the date of receiving the defense.

If the defendant fails to submit the defense, it will not affect the trial of the people's court.

Second, the online loan was cheated to find what department to deal with the problem.

If the online loan is cheated, you can contact the network police, report to the network supervision bureau, and recover the property. The victim should collect the transfer records and chat records of both parties. If there is an electronic loan contract, the victim should keep the loan contract and report the case to the local public security organ offline in time.