202 1 what is the loan interest rate of China bank in Wuhan? 202 1 The interest rate of commercial loans is as follows: within six months (including six months), the interest rate of commercial loans from six months to one year (including 1 year) is 4.35%, the lowest interest rate of the first suite is 5.68%, and the lowest interest rate of the second suite is 5.93.
Wuhan mortgage interest rate
The latest news of Wuhan mortgage interest rate
In mid-March, 2022, the interest rate of mainstream commercial loans for the first suite in Wuhan was 5.63%(LPR 103BP) and that for the second suite was 5.88%(LPR 128BP). It decreased by 0.43% and 0.48% respectively compared with the beginning of March.
In fact, since the end of February 2002165438, Wuhan has lowered the mortgage interest rate three times, but as far as the whole country is concerned, the mortgage interest rate in Wuhan is still at a high level. The interest rate cut again this time, presumably because the government wants to help the Wuhan property market pick up.
The first three downgrades
1.202165438+In February, the first home loan interest rate of some banks was lowered from 5.78% to 5.73% (down by 5 basis points).
2.20221October 20,65438 The central bank announced that the LPR for five years and above would be lowered to 4.6%, the interest rate for the first suite in Wuhan would be lowered from 5.73% to 5.68%, and the interest rate for the second suite would be lowered from 5.98% to 5.93% (down by 5 basis points).
3. In February 2022, the interest rate of the first suite in Wuhan dropped from 5.68% to 5.63%, and the interest rate of the second suite dropped from 5.93% to 5.88% (down by 5 basis points).
How much can the mortgage be reduced?
Lowering the mortgage interest rate again this time is still good for buyers.
Take the purchase of the first suite, a pure commercial loan of 6.5438+0.4 million yuan, and 30 years of principal and interest repayment as an example. According to the original mortgage interest rate of 5.63%, the total repayment amount of the buyers is about 2.9 million yuan, the total interest is about 6.5438+0.5 million yuan, and the monthly payment is 806.3438+0 yuan. Now the mortgage interest rate has been lowered to 5.2%, the total repayment amount of the buyers has dropped to about 2.76 million yuan, the total interest is about 6.5438+0.36 million yuan, and the monthly payment has dropped to 7.687.55 yuan, which means that the total interest has decreased by about 6.5438+0.4 million yuan, with a monthly decrease of 376 yuan. It is a good opportunity for buyers who want to start now.
The loan interest rate of Wuhan Rural Commercial Bank is low.
The loan interest rate of Wuhan Rural Commercial Bank in Hubei Province is relatively low, with mortgage interest rate of 2.75% to 3.25%, mortgage loan of 3.25% to 3.75%, credit loan of 3.75% to 4.25%, secured loan of 4.25% to 4.75%, the longest loan term of 30 years and the minimum loan amount of 1 000 yuan. In addition, Wuhan Rural Commercial Bank also provides mortgage loans, credit loans, secured loans and other loan forms to provide people with more favorable loan services.
The introduction of commercial loan interest rate of Wuhan Bank ends here.