; ? With the rapid development of internet finance, more and more people start to buy online. When they have no money and want to buy something, credit products can help a lot. Gitzo Consumer Finance has a platform called "Commodity Loan", which can help users who are in urgent need of money to solve the financial problem. Once they don't want to installment, can the commodity loan be cancelled?
Gitzo commodity loans mainly cover mobile phones, household appliances, motorcycles, electric vehicles and computers.
You need to know the application process of commodity loan first:
1, browse the products at the designated place of Gitzo, and make an online reservation after selecting the favorite products;
2. After the online audit is passed, you need to bring your ID card and secondary supporting documents (choose one: social security card/medical insurance card; Bank card; Household registration book; Driving license; Work card) and mobile phones to distant stores for goods staging, you can check the store address in Gitzo official website.
You need to sign a contract. If the contract is reviewed, you need to go to Gitzo Financial APP to confirm the contract, and the loan will be released immediately after the contract is confirmed.
So can Gitzo's commodity loan be cancelled? If you don't want to apply for installment, you can cancel it in the following ways.
1. If the online application is successful, you need to go offline for staging. You can stay offline directly, or contact customer service to cancel the temporary storage.
2. When the contract is processed offline, the contract has passed the review, and the unconfirmed contract will be automatically dissolved after 9 days. Therefore, if you want to cancel the contract, don't confirm the contract on the APP.
3. Loan failure. The contract may not be paid because of the loan account number problem. At this time, consult customer service to see if the order can be cancelled.
4. Once the contract is confirmed successfully, it is irrevocable, and the loan will be released immediately. At this time, you can only choose to settle in advance and pay a certain fee.
How to apply for cancellation of Gitzo Commodity Loan? I applied yesterday.
I bought a Huawei mobile phone 3i in September this year. At that time, the mall only needed 2099 for activities, and the balance was also paid. The salesperson said that the mobile phone card used for activities now can be returned to 900 yuan, so he returned it to us in 900 yuan, and let us use that mobile phone card, saying that only 139.99 can be deducted for one month, and it can be invalidated if it is not used. So he asked me to sign Gitzo, saying that signing is only to deduct the phone bill from the card every month, which is unnecessary. It's strange to think of going back. Later, I called Gitzo and said it was a commodity loan. Borrowed a Huawei mobile phone and mobile phone number, with a loan amount of 2400. I asked if I could cancel it. I said no, I have to communicate with the merchant, or 15 days to make up the loan of 2400, and then ask the merchant the next day. I want to cancel this loan. The merchant said it was not a loan, but the phone bill was deducted. I said I'd cancel. I just want to return my phone or make up the money. I don't want this activity, and I don't want my mobile phone. The merchant refused, and it was useless for a long time. Later, Gitzo returned the third issue. The more I think about it, the more unreasonable it is. Why did I pay all the money myself? The merchant insisted on returning 900 yuan to me for the number activity. Finally, I learned that it was a Gitzo loan. The merchant also said that it was not a loan, but only deducted the monthly mobile phone fee of 139.99. It's really a pit for Gitzo and a pit for selling mobile phones. Isn't that okay? If you can't negotiate with Gitzo and the store, you can't negotiate. Somehow, you become a sucker, saying that you don't want to use the card, you can return it, you can't return it, and you can't return it the next day.
How does Gitzo refund interest?
The loan contract signed by the user in Gitzo is protected by law, and Gitzo will not refund interest within the legal scope. Please don't believe the false rumors about interest refund and fee refund. Generally, criminals mislead borrowers through the above statements, so as to obtain borrower information for profit. Please be alert to online rumors and keep your private information confidential.
User's personal identification information, bank card number, Gitzo account, etc. It should not be provided to any third-party platform or individual to avoid economic losses and credit losses.