The interest rate is answered on the first floor, and the calculation is as follows: Take 1 10000 yuan loan 10 year (120 period) as an example, the benchmark interest rate for loans over five years is 5.94%, and the monthly interest rate is 5.94%/12 = 0. If the first suite enjoys a 30% discount, the interest rate is 4. 158% and the monthly interest rate is 4.158%/12 = 0.3465%.

Monthly repayment amount11010 (120 months):

If calculated at the benchmark interest rate:

[ 1 10000.495% ( 10.495%) 120]/[( 10.495%) 120- 1] = 65438.

Total interest:1217.91kloc-0/20-10000 = 36149.2 yuan.

If calculated at the preferential interest rate:

[ 1 10000.3465% ( 10.3465%) 120]/[( 10.3465%) 120- 1] =

Total interest:1121.98120-10000 = 24637.6 yuan.

Description: 120 is the power of 120.

What is the mortgage interest rate of 20 10?

In today's society, most people choose to borrow money to buy a house, so as to relieve their pressure appropriately, and there are also many problems that need to be paid attention to when borrowing money to buy a house. So what is the mortgage interest rate of 20 10, and what are the most fault-tolerant places of housing loans? Do you know that?/You know what? Now let's have a look.

1.20 10 What is the mortgage interest rate?

1. Commercial loan: ① loan term 1~5 years, interest rate 4.03%, benchmark interest rate 5.76%; ② The loan term is 5-30 years, the interest rate is 4. 16%, and the benchmark interest rate is 5.94%. 2. Provident fund loan: ① loan term 1~5 years, with interest rate of 3.33%; ② The loan term is more than 5 years and the interest rate is 3.87%. The local bank shall prevail.

Second, the most fault-tolerant place for buying a house loan

1. Applying for a house loan needs to be decided according to one's own economic strength, not that the larger the loan amount, the better. You know, the larger the loan amount, the more principal and interest you need to repay every month in the later period. If the personal salary is less than or equal to the monthly payment, the pressure will be very great. After all, you still need living expenses.

2. When buying a house with a loan, you need to prepare relevant materials in advance to avoid taking time out to prepare other materials during the handling process, which will lead to a longer time for handling the loan. The materials to be prepared for the loan include: ID card, household registration book, marriage certificate, bank account number, income certificate, house purchase contract and single certificate if single.

3. When handling bank loans, ensure that the prepared materials are true, and it is not allowed to deceive the staff with false materials. If false materials are provided and found by bank staff, the lighter punishment is that the bank will not grant loans; In severe cases, property buyers will not be able to apply for loans and bear all the liabilities for breach of contract.

What is the interest rate of 20 10 mortgage, and the most fault-tolerant aspect of housing loan is introduced here first. You got it? In the process of buying a house by loan, it is necessary to maintain the principle of good faith, and the materials submitted must be true, so as not to affect the individual's handling of loans.

What is the interest rate of 20 10 private lending?

The interest of 20 10 private lending is protected by law, and the monthly interest rate is not higher than 3%. Because some people don't have a strong sense of law, different regions depend on how long you have borrowed money, and some places range from 4% to 10%.

What is the mortgage interest rate of 20 10? What is the interest rate of 20 10 mortgage? Icbc)

What are the mortgage interest rates of 1 and 20 10?

2.20 10 What is the mortgage interest rate?

3.20 1 1 what's the annual mortgage interest rates?

4.20 1 1 What is the interest rate of bank housing loan?

1.20 10, the benchmark interest rate of central bank loans has been adjusted several times.

2. The mortgage interest rate is as follows: 20 1 0 65438+1before October 20th:1. Short-term loans, more than six months (inclusive) is 86%.

3. Long-term loans from six months to one year (inclusive) are 365,438+0%, and 40% from one year to three years (inclusive).

4. Three to five years (inclusive) 76%.

5. More than five years, 94%, 20 10, 10, 10 on October 20th-12, February 26th: 1. Short-term loan, six months (inclusive) 10%.

6. Half a year to one year (inclusive) 56%.

7. Medium and long-term loans, 60% for one to three years (inclusive).

8. Three to five years (inclusive) 96%.

9. More than five years, 14%, 20 10, 12.26, short-term loans, 35% for six months (inclusive).

10. Half a year to one year (inclusive) 8 1%.

1 1. Medium-and long-term loans, 85% for one to three years (inclusive).

12. Three to five years (inclusive) 22%.

13. 40% of the mortgage interest rate for more than five years in China is uniformly stipulated by the People's Bank of China, and all commercial banks can fluctuate within a certain range.

14. The mortgage interest rate in China is not constant all the time, but often changes. The form is that interest rates have been rising, so we often compare the situation before and after raising interest rates.

What is the annual interest on the loan from Bank of China 10000 yuan?

China Bank borrowed 65,438+00,000 yuan, and the loan interest for 65,438+0 years was 430 yuan.

Because the latest loan interest rate of China Bank in February 2020 was 4.3%, and the interest of loan 1 ten thousand yuan = 1 ten thousand × 4.3% = 430 yuan.

Selection of repayment method after loan:

1. Equal repayment of principal and interest: that is, the sum of loan principal and interest is repaid by equal monthly repayment. Most banks have adopted this method for housing provident fund loans and commercial personal housing loans. So the monthly repayment amount is the same.

2. Pay interest on a monthly basis, and repay the principal at maturity: that is, the borrower repays the loan principal in one lump sum on the loan maturity date, and the loan bears interest on a daily basis, and the interest is repaid on a monthly basis.

Extended data:

Bank of China loan interest rate adjustment;

On June 8, 20 12, the people's bank of China decided to lower the benchmark interest rate of RMB deposits and loans of financial institutions from June 8, 20 12. The benchmark interest rates of one-year deposits and loans of financial institutions were lowered by 0.25 percentage points respectively, and the deposit and loan interest rates of housing provident fund were also lowered simultaneously.

On July 6th, 20 1 1, the People's Bank of China decided to raise the benchmark interest rate of RMB deposits and loans of financial institutions from July 7th, 201/. The benchmark interest rates of one-year deposits and loans of financial institutions were raised by 0.25 percentage points respectively, and the deposit and loan interest rates of housing provident fund were also raised simultaneously.

2010 65438+On February 25th, the People's Bank of China decided to raise the benchmark interest rate of RMB deposits and loans of financial institutions from February 26th. The benchmark interest rates for one-year deposits and loans of financial institutions were raised by 0.25 percentage points respectively, and the benchmark interest rates for other grades of deposits and loans were adjusted accordingly.

201019 from 201010, the benchmark interest rate of RMB deposits and loans of financial institutions will be raised. The benchmark interest rate for one-year deposits of financial institutions was raised by 0.25 percentage points, from the current 2.25% to 2.50%; The benchmark interest rate for one-year loans was raised by 0.25 percentage points, from the current 5.3 1% to 5.56%; The benchmark interest rates for other grades of deposits and loans will be adjusted accordingly.

On June 29, 2008, from June 30, 2008, the one-year deposit benchmark interest rate was lowered from the current 3.87% to 3.60%, down by 0.27 percentage point; The benchmark interest rate for one-year loans was lowered from the current 6.93% to 6.66%, down by 0.27 percentage points; The benchmark interest rates for other grades of deposits and loans will be adjusted accordingly. The interest rate of individual housing provident fund loans remains unchanged.