1. Preparation of application materials for studying abroad loan in Singapore
1. Original and photocopy of the applicant's and spouse's ID card, marriage certificate, household registration book or valid residence certificate issued by the competent authority;
2. The valid admission documents such as the admission notice and the admission notice issued by the school for studying abroad and the relevant necessary expenses certificates, and provide my academic credentials;
3. Provide a China citizen with full capacity for civil conduct as the borrower's domestic agent, and provide his domestic agent's ID card, relevant residence certificate and mailing address.
4. If the house property is mortgaged or pledged, the ownership certificate of the mortgaged house property or the original certificate of the pledged property and the certificate that the authorized person (including the owner of the house property) agrees to mortgage or pledge shall be provided, and when necessary, the appraisal certificate of the mortgaged (pledged) property issued by the competent department shall be provided;
5. If the guarantor is a legal person, it shall issue a written document that the guarantor agrees to guarantee (if the guarantor is a branch of a legal person, it shall also issue a guarantee document authorized by the legal person), the business license of the enterprise as a legal person, the audited financial statements of the previous year and the latest period, and relevant credit certification materials; If the guarantor is a natural person, he shall provide the guarantor's identity card, household registration book, income or property certificate and other credit certificates;
6. Other materials required by the lender.
2. Language requirements at different stages of studying in Singapore
First, high school education.
It usually takes three months to study in a language school. After three months, you can continue to choose a language or go to Form 3. Because the domestic junior high school graduates are basically downgraded.
Singapore Middle School is a four-year school. It is very important to prepare for the O-Level exam when we arrive at SEC4.
Government secondary schools in Singapore charge very low fees, but they need to pay sponsorship fees, ranging from 1000-2000. If the students are below 16, parents can also apply to accompany them.
Second, high school education and university education.
There are two situations here. One is that students whose college entrance examination scores exceed the local undergraduate admission line by more than 20 points and TOEFL scores by more than 550 points, or who have participated in the Singapore-Cambridge education examination and reached the A-level level, can directly apply for government universities.
If English is not ideal, just like graduating from junior high school, you have to take a three-month language intensive course first.
Third, bachelor degree.
The conditions of public universities in Singapore are relatively high, and the requirements for college entrance examination scores are also relatively high, not to mention the requirements for English proficiency. Private colleges in Singapore have relatively loose language requirements, and they can take language courses in Singapore to make up for IELTS scores without IELTS scores.
Public universities: IELTS) 6.0 score above 6.0 (individual score not less than 5.5)/ TOEFL score 80 /SAT 1, reading score 600, and writing score 600.
Private university: IELTS 5.5 or so, or change to a language course without IELTS score.
Fourth, a master's degree.
Postgraduates also have higher language requirements. For example, Nanyang Technological University requires you to graduate from a regular university and obtain a bachelor's degree officially recognized by the state, with a TOEFL score of 580 or above.
If the English level can't meet the requirements, you can go to the English intensive class of Singapore Language School first.
Public universities: IELTS) 6.5 or above.
Private universities: IELTS score above 6 can also be replaced by language courses.
3. Overview of the approximate living expenses of studying in Singapore
1. Accommodation fee
The boarding fee for public universities in the student dormitory of the National University of Singapore-from about 1560 RMB/month (from 3 12 SGD/month), there is no boarding option for public primary and secondary schools. International students of other ages choose to rent a house outside Singapore. New international students generally have four choices: government apartments, private apartments, luxury bungalow student apartments and international student apartments. The cost is generally 800-4000 Singapore dollars/month, which varies according to the location, accommodation type, facilities and number of people sharing. Boarding families (suitable for students from minor families) Many students and parents choose this kind of residence, which is not only taken care of in life, but also relatively cheap compared with private apartments. Host families generally provide breakfast, lunch and three meals a day on public holidays from Monday to Friday, and also provide services such as supervision, food, clothing, housing, transportation and internet access. The environment is also good, and there are swimming pool fitness facilities. Fee: RMB 7500/month (SGD 1500 yuan/month).
2. Food and beverage expenses
During their study in Singapore, students can taste delicious food from different countries. In addition, most universities in Singapore have canteens and restaurants, so the cost of studying in Singapore is not expensive. Students spend an average of 12 yuan on food and drink every day, with an average of $400 yuan per month.
Step 3: pocket money
A. communication network Singapore has developed communication and convenient internet access. You can surf the internet almost anywhere. Internet access in Singapore libraries is free. The public telephone system covers all districts and the telephone charges are low; International long-distance telephone charges vary from 0.3 yuan to 0.9 yuan per minute. It is cheaper to call China with an international calling card, ranging from S $0.65438 +0 yuan -0.25 yuan per minute. Generally, the total monthly fee for prepaid packages is between 30- 100 Singapore dollars. Note: SGD 30 already contains at least 4GB of network packets per month. I suggest you watch videos and listen to music when you are connected to WIFI!
B. Gourmet Singaporean cuisine combines Chinese food, western food, malaysian cuisine and Indian food. , all have a unique flavor, and the "Niangjia cuisine" mixed with the two is even more unique. Many food centers in Singapore provide international food fast food such as Chinese, Malay, Indian, Japanese and Thai. Schools usually have canteens and restaurants. Generally speaking, students eat about S $ 200-600 every month.
4. Other expenses
For Singaporean students, the monthly communication fee is about S $30 yuan, and the monthly bus fee is S $ 100- 150. There are other miscellaneous living expenses, which add up to almost several hundred Singapore dollars.
4. You should bring good things to study in Singapore.
I. Clothing
Singapore is tropical all over the country, so the temperature is relatively high all year round, and there is basically no need for a thick coat. If you prepare clothes, you can give priority to thin and comfortable tops, trousers and skirts, and shoes should be breathable and comfortable.
In fact, it is enough to pack two or three sets of clothes in the suitcase. Buying clothes locally can not only catch up with local trends, but also reduce the weight of travel. Moreover, buying clothes here is not particularly expensive, and it is still affordable for international students.
Second, electrical appliances
Introduce it separately, because the sockets here are different from those in China. Everyone needs to bring their own plug converter. The price from China will be cheaper and the quality will be guaranteed. Most importantly, you don't need to spend time buying them.
With this concern, you need to carefully consider the electrical appliances you need to carry when traveling, especially the hair dryer that needs to be plugged in. Try not to bring it. You can consider replacing the charger with a suitable plug or using it after modification.
Third, the certificate
What you need to bring are some commonplace things, including passports, visas, air tickets, invitations, application materials, etc. What you need to pay special attention to is that these files must be backed up and have an electronic version, so you don't have to worry too much if you lose them.
Fourth, books.
As for this part, you need to think clearly about your professional study and whether you need to use some books often. If necessary, you can take them with you so that you can use them more conveniently in the future. After all, buying books here is more expensive.
Verb (abbreviation of verb) is used in daily life.
Shops and supermarkets in Singapore can basically buy what they need every day, and most of the prices are even lower than those brought from China. You don't need extra preparation for this part.
Some of them are more expensive, such as glasses and other related products, which are relatively expensive. If you buy it from China, the price will be relatively cheaper. You can bring spare ones and prepare more pairs of contact lenses.