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Called and said there was a loan, but there wasn't.
Legal analysis: if there is no loan, it should be fraud, reporting and cracking down on fraudulent calls. Report the call as a fraudulent call on the call record in time and blacken it. You can also inform your relatives and friends of such fraudulent means to avoid more people being deceived.

Legal basis: Article 266 of the Criminal Law of People's Republic of China (PRC) defrauds public or private property, and if the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also, or shall only, be fined, or if there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than 10 years, fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.