1. Under normal circumstances, only more than 60% of the loans with an estimated value of 250,000 can be loaned to 150,000, otherwise you cannot get a loan of 150,000, and you should also pay attention to the age of the second-hand house. If it is too old, the loan will be It is also more difficult. You have to go to the bank for consultation on this point. Currently, the state has many regulations on home purchase loans. The loan regulations are quite different for those who do not own a house or have one, two or three houses.

2. The taxes involved in the transfer include business tax, personal income tax, deed tax, land value-added tax, etc. According to the current regulations issued by the country, there are also different taxation standards for no house, one house, and two houses. You must also consult the local tax department or the local real estate transaction registration center as to whether it is deductible or not.

3. The appraisal price mainly involves two aspects: loan and tax payment. Of course, the practices vary from place to place. In some places, taxes are based on the transaction guide price.

4. The appraisal price is evaluated by the appraisal company based on certain calculation methods and the specific local conditions and the condition of the house. Generally speaking, there is a certain fluctuation.

To sum up, the poster should go to the local bank, taxation and real estate transaction registration center for specific consultation, which will be more accurate than online consultation. I wish the landlord good luck in buying a house.