1. If the developer does not have the conditions for housing sales, the buyer can ask the developer to refund all the down payment or deposit, or even pay the corresponding interest loss.
2. If the information provided by the buyer to the bank is untrue and the buyer's credit record is poor, resulting in the bank not approving the loan, the buyer will be liable for breach of contract, and the down payment may not be obtained, and even the compensation may be recovered.
3. Due to reasons not attributable to the buyer and the seller, if the buyer negotiates with the developer due to changes in relevant government policies or banking rules, and the negotiation fails, he can sue and prove that he is unable to purchase a house, and there is no personal fault, then he can ask the developer to return the down payment or deposit at this time.
Response time: August 6, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.
[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.
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