Generally, bank approval takes about 15 days. If there are policy changes, the time may be extended to one month.

Or the bank may be short of funds. At this time, the loan may need to be queued, which will further extend the time.

If you have not been approved for more than 3 months, it may be that your materials or qualifications do not meet the loan conditions. If the application cannot be applied, the bank will notify you personally.

After approval, the bank will not lend immediately, but will need to sign a contract with you; after the contract is signed, CCB will issue the loan as agreed in the contract when conditions are met.