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Does it matter if you apply for a car loan credit with a small loan?
(China Merchants Bank) There is no overdue record, and it generally does not affect if the credit record is good.

If you have seen the car you need to buy through the car dealer, you can confirm whether you have cooperation with China Merchants Bank through the car dealer. If not, you can try to contact the personal loan department at the counter of China Merchants Bank directly to apply for your loan. The handling bank needs to examine your situation in detail to determine whether it can be handled.