Installment of bills (only holders of business cards, business cards (including financial business cards), purchase cards, ANA protection cards or supplementary cards cannot apply): you can enjoy interest-free period but there is a handling fee. Handling fee per period = total amount per period × rate per period. The minimum handling fee for each period is 5 yuan, and the handling fee for each period = total amount = single period rate. At present, there are 2 -36 issues, and the single interest rate is 0%~ 1.67%.

E installment is used for temporary storage of RMB bills. There is an exclusive e installment account, and the installment amount does not occupy the credit line. And bill installment are two different functions, and bill installment will occupy the credit line.