In today’s social life, we use agreements in more and more places. After signing an agreement, there are laws to follow and evidence to be found. How do we draw up an agreement? The following are 4 loan and mortgage agreements that I have carefully compiled for your reference. I hope it can help friends in need. Part 1 of the Loan and Mortgage Agreement

(Being the mortgagor, hereafter referred to as the borrower) borrows foreign currency in RMB from (being the mortgagee, hereafter referred to as the lender). After negotiation between the two parties, the borrower agrees to mortgage it to the lender. Both parties confirm that the conditions for property mortgage are as follows:

1. The borrower agrees to mortgage all (or part) of the property to the lender. During the loan period (before the principal and interest of the loan are fully repaid, the same below) the collateral belongs to the lender. The borrower can only use the collateral for business management under normal business and has no right to sell or transfer the collateral. In the process of using collateral, borrowers should pay attention to maintenance and care to avoid undue losses.

2. During the loan period, the borrower must insure all mortgaged properties with property insurance from the People's Republic of China, and the beneficiary of the insurance policy on the collateral should be transferred to the lender (the insurance policy should be handed over to the lender for safekeeping). The borrower agrees to renew the insurance on the collateral on schedule before the loan principal and interest are paid off, and the insurance premium will be borne by the borrower. Once a disaster occurs, the insurance compensation should first return the lender's loan principal and interest (including overdue loans).

3. The lender is the first person to the borrower. Without the consent of the lender, the borrower cannot re-mortgage the collateral to a third party, or transfer or buy the collateral. The lender's receivables and any property may not be pledged to a third party.

4. If the borrower fails to repay the loan principal and interest and overdue penalty interest on time, or causes economic losses to the lender due to violation of various provisions of the loan agreement and property mortgage contract, the lender has the right not to consult According to the borrower's opinion, the borrower can dispose of the collateral by itself, including remortgaging the collateral or selling the collateral. In principle, the value of the collateral will be based on the original value. However, in order to take into account the interests of the borrower, with the consent of the lender , the borrower can change and purchase the collateral on his own, handle the income from the collateral, give priority to the principal, interest and overdue penalty interest of the loan, and leave the remaining balance to the borrower.

5. The mortgage conditions of this contract are continuous and will remain in effect until the loan is repaid. If the borrower's address, name, institution, etc. change during this period, this contract shall continue to be executed.

6. If a dispute arises between the two parties during the execution of this contract and cannot be resolved through friendly negotiation, in accordance with the provisions of the People's Republic of China and the National Economy, both parties may submit a dispute to the contract management authority stipulated by the state. Apply for mediation or arbitration, or file a lawsuit in the People's Court.

7. This contract shall come into effect after being submitted by the legal representatives of both parties to the notary office in the borrower’s location for notarization (notarization fees shall be borne by the borrower) and shall become a binding legal document for both parties.

8. From the day the lender recovers all the principal and interest of the loan (including overdue penalty interest), the property mortgage contract will become invalid, and the property insurance policy originally handed over to the lender should be returned to the borrower.

9. This contract is made in triplicate, with the borrower, lender and notary each holding one copy.

After full negotiation between _________ business office of _________ County Branch of Agricultural Bank of China (hereinafter referred to as the lender) and _________ (hereinafter referred to as the borrower), this contract is signed and *** agrees to abide by it.

1. From ____month_____, year ______ to ____month, ____, year ______, the lender shall provide the borrower with _______loan________ yuan .

The loan and repayment plan are as follows:

Installment loan plan

Installment repayment plan date, amount, interest rate, purpose, date, loan principal

2. The lender should Provide loans to the borrower according to the amount, otherwise, the borrower will be paid liquidated damages based on the default amount and the number of days of extension. The calculation of the amount of liquidated damages is the same as the penalty interest on overdue loans, which is ________%.

3. The loan interest rate is calculated based on the current interest rate of bank loans. In case of adjustment, the calculation will be based on the adjusted new interest rate and interest calculation method.

4. The borrower shall use the loan according to the agreement and shall not transfer the purpose. Otherwise, the lender has the right to stop issuing new loans until the loans already issued are recovered.

5. If the borrower fails to use the money within the specified time and amount, it will pay liquidated damages to the lender. Liquidated damages are calculated based on the borrowing amount, number of days, and ________% of the borrowing interest rate.

6. The borrower guarantees to repay the principal and interest of the loan within the period specified in the loan contract. If an extension is needed, the borrower shall submit an extension application at least 3 days before the loan expires, and with the lender's consent, the extension procedure will be completed. However, the maximum extension shall not exceed half of the original period. Overdue loans that the lender has not agreed to extend or failed to handle extension procedures will be charged penalty interest.

7. The borrower uses ________, worth _________ yuan, as collateral for the loan, which will be kept by the lender (or by a notary public). Notary fees are borne by the borrower.

8. If the borrower does not repay the loan one month after the loan expires, the lender has the right to dispose of the materials and properties used by the borrower as mortgage for the loan in accordance with legal procedures and repay the principal and interest of the loan.

9. This agreement is in _________ copies. Each party to the loan and loan shall hold one original copy and the notary office shall hold one copy.

10. This agreement will be legally effective from the date it is signed by both parties.

Borrower Borrowing Unit (Person) (Seal) Person in Charge (Seal) Handler (Seal) Lender Loan Unit (Seal) Approval Team Leader (Seal) Loan Officer (Seal) Notary Unit Notary Agency (Chapter) Notary Public (Chapter)

Attachment

Loan Due Notice

Fill in the space between the "borrower" and the loan with the type of loan.

_________unit (person):

According to the (_________) Nongjiehezi No._________ loan contract, your company made a request to me on _________day, _________ The bank (community) borrowed ___________ loan (in capital letters) _________ yuan, and the remaining _________ yuan will expire on _____________ month _________ year _________, please hurry up and raise funds to repay the loan on time. If it arrives If the loan is not repaid within the due period, our bank (corporate) will deal with it in accordance with the relevant provisions of the loan contract.

This is to inform you.

_________ line (seal): _____________ Borrower (seal): ______________ Loan and mortgage agreement Part 3

Contract number: ____________

Mortgagor (Party A): ____________________________________

Domicile: ______________________________________

Legal representative (or authorized agent): ______________________

Account opening financial institution and account number: ______________________

Mortgagee (Party B): ____________________________

Domicile: ____________________________________________

Legal representative (or authorized agent): ______________________

In order to ensure To perform the loan contract No. ______________ (hereinafter referred to as the loan contract), Party A is willing to pledge the property it has the right to dispose of. After review, Party B agrees to accept the mortgage of Party A's property. In accordance with relevant laws and regulations, Party A and B Through consultation, the following terms were agreed upon:

Article 1 Party A shall set up a mortgage with the property listed in the mortgage list (attached).

Article 2 The loan amount guaranteed by Party A’s mortgage (in capital letters)_______________, and the loan period is from _______________ to _______________________.

Article 3 Party A guarantees that it has ownership or management rights over the collateral in accordance with the law.

Article 4 Party A shall hand over the certificate of ownership of the mortgaged property to Party B on the effective date of this contract, and the certificate of ownership of the mortgaged property shall be kept by Party B during the mortgage period.

Article 5 Scope of mortgage guarantee: loan amount (in capital letters) _______________ yuan and interest, liquidated damages (including penalty interest) payable by the borrower, compensation and costs for realizing loan claims and mortgage rights (Including attorney fees, litigation costs, etc.).

Article 6 The validity of this contract is independent of the guaranteed loan contract. The invalidity of the loan contract will not affect the validity of this contract.

Article 7 All relevant evaluation, insurance, appraisal, registration, custody and other expenses under this contract shall be borne by Party A.

Article 8 During the mortgage period, Party A is obliged to properly keep the mortgaged property, keep it intact, and accept Party B's inspection at any time.

Article 9 Party A shall apply for property insurance for the mortgaged property during the mortgage period. The first beneficiary of property insurance is Party B. The insurance documents will be kept by Party B on your behalf.

Article 10 During the mortgage period, if the mortgaged property is damaged within the scope of insurance, or the value of the mortgaged property is reduced due to the behavior of a third party, the insurance compensation or damage compensation shall be regarded as the mortgaged property and shall be borne by Party A. Deposit into the account designated by Party B and Party A shall not use it during the mortgage period.

Article 11 If the value of the collateral decreases, Party A shall provide Party B with a guarantee equivalent to the decreased value within thirty days.

Article 12 During the mortgage period, Party A shall be solely responsible for any environmental pollution or other damage caused by the mortgaged property.

Article 13 During the mortgage period, Party A shall not donate, move, lease, transfer, remortgage or dispose of the mortgaged property under this contract in any other manner without the written consent of Party B.

Article 14 During the mortgage period, the proceeds from the transfer of the mortgaged property by Party A with the written consent of Party B shall be used in priority to pay off the guaranteed claims to Party B in advance.

Article 15 If the loan contract performance period expires and the borrower fails to pay off the debt, Party B has the right to receive priority repayment by discounting the mortgage property or using the proceeds from the auction or sale of the mortgage property to realize the mortgage rights.

Article 16 If any of the following circumstances occurs, Party B has the right to dispose of the collateral in advance to realize the mortgage rights, stop the issuance of loans under the loan contract, or recover the principal and interest of the loan issued under the loan contract in advance:

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1. Party A is declared bankrupt or dissolved;

2. Party A violates Articles 4, 8, 9, 11 and 13 of this Contract

3. During the performance of the loan contract, the borrower is declared bankrupt, disbanded, changes the corporate structure without authorization, causing Party B's loan claims to be lost, changes the purpose of the loan, is involved in or is about to Involved in major litigation (or arbitration) proceedings, or other behaviors that may affect its ability to repay debts or lack of sincerity in repaying debts.

Article 17 If Party A causes economic losses to Party B by concealing the existence, dispute, seizure, withholding or mortgage rights of the mortgage, etc., Party A shall pay Party B The loan amount under the loan contract is ________ liquidated damages. If the liquidated damages are insufficient to compensate for Party B's losses, Party A shall also compensate for the shortfall. Party B has the right to deduct liquidated damages and compensation directly from the funds in Party A's deposit account opened by Party B.

Article 18 The price obtained by Party B from disposing of the collateral in accordance with the law shall be distributed in the following order:

1. Pay the expenses required for the disposal of the collateral;

2. Repay the loan interest owed by the borrower to Party B;

3. Repay the loan principal, liquidated damages (including penalty interest) and compensation owed by the borrower to Party B;

4. Pay other fees.

Article 19 Other agreed matters: ____________________________________________

Article 20 If any dispute arising out of this contract cannot be resolved through negotiation, the matter shall be settled in accordance with the following item________ Solution

(1) Apply to the ____________________ Arbitration Commission for arbitration.

(2) File a lawsuit with the People’s Court in accordance with the law.

Article 21 This contract shall take effect from the date when all the mortgages in the mortgage list are registered.

Article 22 This contract shall be signed by the legal representatives of both parties (or their authorized agents) and stamped with official seals.

Article 23 This contract is made in two original copies, with Party A and Party B each holding one copy.

Party A: (Official seal)______________

Legal representative: ____________________

(or authorized agent)

Party B: (Official seal) )______________

Legal representative: ______________

(or authorized agent)

Attachment is the list of mortgages under the "Mortgage Contract" No. _________ p>

Name of collateral: ____________________________

Specification and model: ____________________________

Unit: ____________________________

Quantity: ____________________________

Certificate of Property Rights /No.: _______________________

Location: _______________________

The assessed value of the collateral is _________ ten thousand yuan

The mortgage limit of _________ ten thousand yuan has been set for other claims

Remarks: ____________________________

Mortgagor: (Official seal)_______________

Legal representative or

Authorized agent: (Signature)____________________

Mortgagee: (Official seal)____________________

Legal representative or

Authorized agent: (Signature)_______________ Loan and Mortgage Agreement Part 4

Party A (Lender): _______________

Identity Card Number: ___________________________

Party B (Borrower): _______________

Identity Card Number: _______________

Party A and Party B have reached an agreement on the following matters and signed this contract.

1. Party A lends Party B RMB (in capital letters) 10,000 yuan, which will be delivered to Party B in one lump sum within three days after the mortgage is registered at the Housing Property Rights Center.

2. Loan interest: monthly; the interest on this loan will be deducted on a one-time basis.

Three months (from the month day of 20 years to the month day of the year 20 years).

IV. Repayment date and method: Party B shall return 10,000 yuan to Party A in one lump sum before the expiration of the loan period.

5. Guarantee clauses:

In order to protect Party A’s loan interests and financial security and make this agreement fully legal, Party B voluntarily mortgages the private property located in the front house to Party A. Party A and Party B shall go to Party B's local housing property rights center to handle the mortgage registration procedures with this loan agreement. The real estate certificate number is: , the house is located on , *** floor, with a construction area of ??M2, the state-owned land use certificate is: , located at No., and the land use area is M2. If Party B fails to repay Party A's loan in full within the due date of the loan, Party B will voluntarily auction the property rights to Party A. If it is auctioned, Party A has the first right to purchase. If Party A fails to purchase, the proceeds from the auction will be borne by Party A. Priority will be given to the repayment, and Party B shall not have any objection. If Party B fails to repay the loan on time, he will voluntarily accept the enforcement in accordance with the law.

6. This contract shall take effect from the date of signing.

This contract is made in triplicate. Party A and Party B each hold one copy and submit one copy to the Real Estate Trading Center for filing.

Party A (signature, seal): _______________

Party B (signature, seal): ___________________

Date of contract signing_______________

Supplementary Agreement

Party A (Lender): _______________

Identity Card Number: _______________

Party B (Borrower): ___________________

ID number: _________________________

1. According to the "Personal Mortgage Loan Agreement" between Party A and Party B in 2018, Party A agrees to borrow RMB 10,000 to Party B, with a borrowing interest rate of 1.65 per month;

2. In addition to the above borrowing interest rate, Party B agrees to pay an additional 0.35 of the loan amount to Party A every month as a financial advisory fee; *** calculated in RMB

3. The term of this loan is personal The total monthly borrowing interest rate and financial advisory fee is 2% of the loan amount. Party B agrees to deduct the above fees in one go when Party A pays the loan.

Party A (signature, seal): _______________

Party B (signature, seal): ___________________

Date of contract signing______________