Only collateral can be used for loans, and the sum of loan amount and interest during the loan period cannot exceed the assessed value of collateral. Have a long-term stable income source, enough to pay the monthly loan principal and interest; Information provided by the guarantor: ID card, household registration book, marital status certificate, income certificate, property right certificate, ID card, household registration book, marital status certificate and other relevant information required by the bank. You also need to pay the lawyer's witness fee, mortgage registration fee, mortgage property insurance fee and property evaluation fee. It usually takes about 1 month to get a loan.

1. Apply for a loan from the bank,

2. After the acceptance of the bank, evaluate the value of the mortgaged property and approve the loan amount according to the evaluated value;

3. Sign a loan contract, etc. ;

4. Apply for real estate mortgage registration;

1. Mortgage car loans can be applied at major commercial banks, and borrowers can apply at nearby bank outlets.

When handling automobile mortgage, you generally need to prepare the following materials:

1, motor vehicle registration certificate and driving license;

2. My valid ID card;

3. Car purchase invoice and purchase tax additional voucher (original);

4. Insurance policy.

Mortgage car loan requires mortgage registration. Generally, the motor vehicle registration certificate is mortgaged to the lending institution, and the car can be used normally. After paying off the loan, you can go through the mortgage cancellation procedures and get back the motor vehicle registration certificate.

5. Bank loans _

2. Conditions for applying for automobile mortgage:

Have a stable occupation, and the applicant has the ownership of the local mortgaged vehicle;

Business development: proof of long-term residence and work, occupation and economic income in this city.

Information on automobile mortgage preparation:

Identity cards, marriage certificates, household registration books, bank accounts, social security cards, work permits or business licenses (including but not limited to financial certificates such as wealth management, funds, stocks and precious metals) of both spouses in the last six months;

Vehicle registration certificate, driving license, compulsory insurance policy, owner's driving license and owner's temporary residence permit;

Three. Letter of commitment and loan use contract.

Processing flow:

The lending institution receives the information provided by the applicant;

Conduct home visits, investigate and evaluate the value of the applicant's vehicle;

The lending institution initially reserves the loan amount;

Handling entrustment notarization and loan notarization;

The lending institution accepts the relevant documents of the applicant;

Go through the mortgage registration formalities;

make a touch

4. Mortgage car loans can be applied at major commercial banks, and borrowers can apply at nearby bank outlets.

When handling automobile mortgage, you generally need to prepare the following materials:

1, motor vehicle registration certificate and driving license;

2. My valid ID card;

3. Car purchase invoice and purchase tax additional voucher (original);

4. Insurance policy.

Mortgage car loan requires mortgage registration. Generally, the motor vehicle registration certificate is mortgaged to the lending institution, and the car can be used normally. After paying off the loan, you can go through the mortgage cancellation procedures and get back the motor vehicle registration certificate.