Hello, Central Plains consumer finance postal loan can actually be said to be a major category of consumer loans. Revolving loan is just a kind of postal loan. In addition to revolving loans, postal loans include postal loans, owner loans and so on. At present, there are basically no postal savings loans in the market, and the search results are basically revolving loans, because postal savings loans have been completely divided into other loans.

Zhongyuan consumer finance belongs to the loan platform of formal licensed financial institutions, and it is basically necessary to check the user's personal credit report when applying, so if the loan application is overdue, it will naturally be uploaded with overdue bad credit records. Although postal revolving loan is an online loan product, its loan success still needs to meet certain loan conditions, and it will be rejected if it fails to meet the application requirements.

The loan application condition must be a natural person with full civil capacity at the age of 18 -60; Personal credit record is good, and there is no overdue bad record; Have stable working income and repayment ability. The loan amount is generally between 1 0,000-200,000. After obtaining the loan credit line, you can apply for a loan at any time, and the credit line can be recycled after one credit.

Loans generally bear interest on a daily basis. Interest will stop when the arrears are paid off. Support early repayment or partial repayment, and there is no need to pay liquidated damages for early repayment. The loan interest is calculated as simple interest, and the annualized interest rate is between 14.04%-23.76%.