I am in Zhangjiakou City, Hebei Province, and I want to buy a second-hand house. The total amount is 430,000 yuan. I'll pay back180,000, and borrow 250,000. How much does it cost to transfer? How much is the evaluation fee? First of all, it is clear that this house cannot borrow 250,000 yuan, and the second-hand housing loan is based on the evaluation price. Your house should be able to assess around 320,000, provided that the location is not too biased. According to the evaluation price, this house can be loaned about 220 thousand.

In transfer fees, the deed tax is 65438+ 0.5% of the appraised price, the appraisal fee is 0.5% of the appraised price, the handling fee is 3 yuan per square meter, including the basement area, the housing cost is 80 yuan, and the mortgage fee is 100 yuan. If the landlord sells the first house, there will be personal income tax, and the tax rate is 3% of the appraised price.

I am also from Zhangjiakou, working as a real estate agent. I hope the answer will help you. All expenses are approximate, subject to the actual assessment of the Housing Authority.