1, for the first home loan, the mortgage interest rate is 20% higher than the benchmark interest rate, that is, the loan interest rate for less than five years is 5.7%, and the loan interest rate for more than five years is 5.88%.
2. During the second home loan period, the mortgage interest rate is 25% higher than the benchmark interest rate, that is, the loan interest rate for less than five years is 5.94% and the loan interest rate for more than five years is 6. 125%.