When car owners are in urgent need of money, the first thing they think of is to use their own cars as collateral to apply for loans, while Ping An car owners' loan is just a platform, and they can borrow with their own cars, with a maximum loan of 500,000 yuan. The loans will arrive as soon as possible, and the cars can drive as usual without stopping. Then, what is the interest on the loan of 6,543,800+million for Ping An car owners? Let's do the math together.

How much is the interest on the loan of 65438+ 10,000 yuan from the owner of Ping An?

In order to calculate the interest, in addition to the known loan principal of 654.38 million yuan, we also need to know the loan term, loan interest rate and repayment method.

1, loan term

The loan term of the owner's loan is divided into 12, 24 and 36 periods, with the shortest loan term of one year and the longest loan term of three years.

2. Loan interest rate

The annualized loan interest rates of Ping An car owners are 12%, 14%, 16%, 18%, and the annualized execution interest rate of performance insurance users is 18.5%, that is, the annualized maximum loan interest rate is18.5.

3. Repayment method

The repayment method of Ping An owner's loan is to match the principal and interest on a monthly basis, and the monthly repayment amount is equal, in which the monthly principal payable increases from small to large, and the monthly interest payable decreases from large to small.

4. Specific calculation

Assuming the annualized loan interest rate is 12%, then:

1 year loan interest =66 18.55 yuan, and 3-year loan interest = 1957 1.52 yuan.

Assuming the annualized loan interest rate is 18.5%, then:

1 year loan interest = 1030 1.74 yuan, 3-year loan interest =3 1053.37 yuan.

The above is about "What is the interest of 65438+ 10,000 yuan on the loan of Ping An car owners". 1. 8. 55- 1.74 yuan's loan interest. The loan interest for three years is about 1.957 1.52-.