You can apply for a bank loan or find a third-party lending company.

I. Conditions for applying for bank loan business:

1, 18 to 65 years old natural person;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;

4. Good credit information, no bad records, and legal use of the loan;

5. Meet other conditions stipulated by the bank.

If you meet the above conditions, you can apply for a loan business at a local bank.

II. Materials to be prepared for handling bank loans:

1, valid ID;

2. Proof of permanent residence or valid residence, and proof of fixed residence;

3. Proof of marital status;

4. Bank flow;

5. Proof of income or personal assets;

6. Credit report;

7. Loan use plan or statement;

8. Other information required by the bank.

Second, what information should be prepared for bank loans?

To apply for a personal bank loan, you must meet the following conditions:

First, he has reached the age of 25 and has full capacity for civil conduct; And have permanent residence or valid residence certificate in China.

Second, having a fixed occupation or a stable economic income can guarantee the ability to repay the principal and interest on schedule.

Third, the credit record is good and there is no bad credit record.

Fourth, it can provide legal and effective guarantees recognized by banks.

Fifth, other conditions stipulated by the bank.

Information that an individual needs to provide when applying for a bank loan:

Loan application;

Original and photocopy of ID card, household registration book and marriage certificate of both husband and wife;

Property * * * Someone agrees with the loan opinion;

Occupation, income certificate and family property status information of husband and wife (work certificate, bank account, property right certificate, vehicle driving license, etc.). );

Proof of fixed place (real estate license and water, electricity, gas and other documents in the last three months);

Loan contract.

For personal guarantee, the following information shall be provided:

Original and photocopy of ID card, household registration book and marriage certificate of both husband and wife;

Occupation, income certificate and family property status information of husband and wife (work certificate, bank account, property right certificate, vehicle driving license, etc.). );

Proof of fixed place (real estate license and water, electricity, gas and other documents in the last three months);

3. What information do migrant workers need to apply for loans when they return home to start businesses?

Migrant workers returning to their hometowns to start businesses is an important part of mass entrepreneurship and innovation in China, and it is also an important way to realize urbanization nearby. In order to support migrant workers to return home to start businesses, migrant workers can enjoy the support of the small secured loan policy, but what kind of information do migrant workers need to return home to start businesses?

First, to start a business in a city (town), you need to provide the following information:

1, original personal ID card;

2. Original business license;

3. Original tax registration certificate;

4. Original special trade license;

5, the labor and social security departments for the record of the original "job registration form";

6. The original valid certificate issued by the public security department where the household registration is located;

7. Basic Information Form for Small Guaranteed Loan Applicants and Application for Guarantee;

8. Other valid certificates and certification materials as prescribed by laws and regulations.

Two, if you start a business in the local area, you need to provide the following information:

1, original personal ID card;

2. Original contract or business license;

3. The original useful certificate or tax registration certificate issued by the local village committee;

4. The original useful certificate issued by the public security department where the household registration is located;

5. The basic information form of the small secured loan applicant and the application for small loan guarantee;

6, laws and regulations and other useful documents and certification materials.

If the rural labor force operates in partnership and organizes work, in addition to providing all necessary and useful certificates according to the above requirements, it should also provide the original unit legal person code certificate and the useful certificates of the entities operating in partnership and organizing work.