Yes, as long as the conditions for commercial loans are met, the remaining provident fund loans can be used for commercial loans. This method is called portfolio loan. Portfolio loan refers to that borrowers who meet the requirements of personal housing commercial loans can apply for personal housing provident fund loans while handling personal housing commercial loans, and at the same time apply for personal housing provident fund loans and personal housing commercial loans from banks. Information required for portfolio loan: 1. Loan application form; 2. Identity cards, household registration books and proof of marital status of both husband and wife; 3. Original and photocopy of the whole house sales contract; 4. Application for registration of ownership transfer (provided by the developer); 5. Copy of advance payment receipt; 6. Private seal (one for each married couple); 7. Personal wage income certificate; 8. Contact list of portfolio loan and its copy; 9. Commercial loan contract. Application method of portfolio loan: 1. Apply for a portfolio loan, and the preliminary examination procedure is the same as the provident fund loan; 2. After passing the preliminary examination, when the borrower goes to the bank to handle other procedures for provident fund loans, he should fill in the application form for commercial loans and go through relevant procedures as required by the bank; 3. After the two-part loan is approved, it will be allocated to the account of the sales unit by the bank; 4. In portfolio loans, the loan term, loan date and repayment date of provident fund loans and commercial loans can be different, but different interest rates are implemented.