1. Borrow from friends and relatives: If the loan amount is not large, you can explain your situation to your friends and borrow money from them to repay the loan. Of course, your brothers should also be clear. You should show sincerity, agree on the loan amount and repayment time, write down the debt, and dispel the concerns of relatives and friends.

2. Application for extension: If the lender fails to repay the loan on schedule under special circumstances, it may apply to the bank for extension. Of course, the premise is that there is no bad repayment record before, and explain to the bank why you can't repay on time, and actively show your determination to repay. After obtaining the consent of the bank, apply for a certain extension to buy more time for your repayment.

However, it should be noted that the lender should submit the application one month in advance and obtain the guarantor as the loan guarantee.