Specific loan conditions and policies:

1. Who can apply for provident fund loans?

1, a natural person with full civil capacity, stable economic income and loan repayment ability, and good personal credit status; 2, the borrower and the unit has established a housing provident fund system, to the loan has been paid in full housing provident fund for not less than the specified time, has not occurred or has been paid off in full housing provident fund loans; 3. There is a legal purchase contract or agreement, and the borrower shall be the property owner agreed in the purchase contract. The purchased houses are newly-built commercial houses, affordable housing, housing raised by units, resettlement houses in shanty towns, existing commercial houses (second-hand houses), self-built houses built by employees, renovated houses and overhauled houses for owner-occupation. (excluding commercial housing, villas, low-density housing, etc.). ) within the administrative area of this Municipality; 4. The down payment of the purchased house that has been delivered shall not be less than the prescribed proportion; 5. If it is agreed that the purchased house or other real estate recognized by the provident fund center can be used as collateral, or movable property and rights can be used as pledge, the unit selling the purchased house shall provide installment loan guarantee for the purchase of new commercial housing loans.

For details, please visit the website:/contenthtml/creditspecialcolumn.htm.

Or call the consultation number: 8 1959399.